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RBA Glossary definition for overnight loans

overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.

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Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…

6 Sep 1996 Submissions
As a result, the Federal Reserve was able to expeditiously provide discount window loans and meet all demands for currency. ... bank being obliged to extend credit to the supervisor (so that it can make loans to banks).
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
The entry of mortgage originators, foreign banks offering online deposit accounts and, recently, Asian banks offering large business loans have all had a significant effect on competition in their respective markets.
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
members, minimum fund net asset requirements, and lower maximum loan-to-valuation ratios than often imposed on their other property lending.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html

Appendix A – Study Methodology | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
account; transfers of funds between members of the household; or loan repayments.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/appendix-a.html

Sources and Management of Systemic Risk | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
And within their loan portfolios, housing loans – which typically pose less risk than most other forms of lending – account for over half of total loans. ... Lenders generally use mortgage insurance for riskier loans, such as those loans originated
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sources-and-management-of-systemic-risk.html

Assessing Competition in the Financial System | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector |…

6 Sep 2017 Submissions
The challenges intermediaries face with assessing credit risk are particularly acute for SME loans. ... Concentration has subsequently declined modestly in the housing loan, business loan and card acquiring markets, while it has fallen more noticeably in
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/assessing-competition-in-the-financial-system.html

Appendix D: International Framework of Bank Supervision | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector…

6 Sep 1996 Submissions
Nevertheless, not all supervision policy reflects international agreements. In some areas such as definitions of impaired loans, and bank involvement in funds management and securitisation, the RBA has produced prudential guidelines
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-d.html

Submission to the Inquiry into Access of Small Business to Finance – March 2010 | Financial Sector | Submissions

24 Mar 2010 Submissions
It is not possible to directly identify loans to small businesses from available data. ... standards. However, when the economic and business outlook is uncertain and loan losses are rising, as has been the case over the past couple of years, banks see
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/

Competition in the Australian Financial System - March 2018

21 Mar 2018 Submissions PDF 503KB
Supplementary Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system-2018-03/pdf/supplementary-submission-to-productivity-commission-march-2018.pdf

Submission to the Inquiry into Family Business in Australia – October 2012 | Financial Sector | Submissions

31 Oct 2012 Submissions
Submission to the Inquiry into Family Business in Australia - October 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-family-business-2012.html