Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008
24 Apr 2008
Submissions
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Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
More recently, the low interest rate environment globally may have reduced the attractiveness of annuities for potential buyers. ... Second, given the low interest rate environment globally in recent years, investors are increasingly ‘searching for
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
Inquiry into home loan lending practices and processes
30 Aug 2007
Submissions
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114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
Will they pass on to their customers the full increase in official interest rates? ... On the other hand, they became extremely risk averse in the 1990-to-1993 period, despite the lowest interest rates for 20 years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
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339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf
Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)
25 Jul 2013
Submissions
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604KB
In the latter case, the cost of supervision is well below the implicit taximposed on banks by the penalty interest rate on Non-Callable Deposits. ... spreading the financial disturbance quicklyto the real economy through a contraction in business activity
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf
Supplementary Submission to the Financial System Inquiry - 13 January 1997 (Published as Occasional Paper No. 15)
23 Jun 2010
Submissions
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116KB
can bemaintained, the size of asset price booms and busts could be reduced, along withthe variability of financial prices such as interest rates and exchange rates. ... For example, technology supplies the tools by whichmanagers aggregate interest rate
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/pdf/financial-system-inquiry-supplement-1997.pdf
House Prices | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Two common elements in the countries that experienced rapid house price increases were financial innovation (which greatly increased the access of households to finance) and relatively low interest rates (which reduced ... The latter is true not only for
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/house-prices.html
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
generated funds, and the greater attractiveness of debt financing due to the low level of global interest rates. ... About two-thirds of lending to small businesses is through commercial bills and other loans with variable interest rates.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html
Effect of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding Guarantees – July 2009 |…
1 Jul 2009
Submissions
over the year, as household preferences moved away from riskier assets such as real estate and shares (Graph 3). ... As a result, interest rates available on deposits are at historically high spreads to market rates (Graph 4).
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/effect-guarantee.html