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RBA Glossary definition for HAC Rule
HAC Rule – Honour All Cards Rule
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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
Individual payment schemes (such as the card schemes) also have their own rules and standards that members of those schemes must follow. ... accordance with the rules governing the operation of the system.’ Subsequent case law has provided some
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions
28 Dec 2019
Submissions
The result of this approach is that the scope of the Bank's regulation has been relatively narrow, largely covering interchange fees and scheme rule restrictions relating to merchants in card ... any potential policy issues associated with the growth of
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html
Reforms to the Payment Systems (Regulation) Act 1998
1 Dec 2023
Submissions
PDF
446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
The paper discusses the new form of designation for the EFTPOS system. Based on the views expressed in consultation, the Payments System Board has concluded that the new form of designation should be narrow in scope, defining the EFTPOS system based
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/
A Variation to the Surcharging Standards: A Consultation Document – December 2011 | Consultations
10 Dec 2011
Consultations
This document provides background on surcharging practices in Australia and the current Standards it also discusses the various views from a public consultation and the Board's consideration of those views. The document also outlines the various
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/
Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper
8 May 2024
Submissions
ACDES provides rules for the exchange and distribution of wholesale cash between ACDES participants (ANZ, CBA, Westpac and NAB – the Applicants are not ACDES participants).
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html
Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions
2 May 2008
Submissions
payments. One way in which these competitive pressures can be limited is by ‘tying’ rules. ... Another restriction on merchants that can limit competition is the ‘no surcharge’ rule.
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Background | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
American Express, Diners Club and MasterCard (for the Debit MasterCard system) provided voluntary undertakings to remove their equivalent rules. ... case. The prohibition on no-surcharge rules is stated in the Standards as:.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/background.html
Submission to the Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
20 Mar 2014
Submissions
PDF
126KB
Inquiry Into Public Governance, Performance and Accountability Act 2013 Rules Development
https://www.rba.gov.au/publications/submissions/other/inquiry-public-governance-performance-and-accountability-act-rules-development/pdf/inquiry-public-governance-performance-and-accountability-act-rules-development.pdf