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RBA Glossary definition for ATM

ATM – Automated Teller Machine

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Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees – 21 March 2003 | Payments System | Submissions

21 Mar 2003 Submissions
payment networks – credit cards, debit (EFTPOS) cards and ATM networks. ... direct charging for “foreign” ATM transactions, which have recently been released for public discussion.
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/

List of tables | Submission to the Inquiry into Competition in the Banking and Non-Banking Sectors – August 2015 | Financial Sector |…

27 Aug 2015 Submissions
July 2015. Number of ATMs. Number of Withdrawals. 2014/15. Number of Balance Enquiries. ... Sources: ATM Deployers; Banks. Table 4: Direct Charges. Per cent of ATMs.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/tables.html

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

List of tables | Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
ATM (own bank). 0.25. 0.30. 0.30. 0.25. 0.60. ATM (other bank).
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/tables.html

Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
While certain operational procedures and general standards for the exchange of EFTPOS (and ATM) transactions were set collectively by APCA in its Consumer Electronic Clearing System (CECS) Manual and Regulations, there
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html

Applications for Authorisation in Relation to 3D Secure

2 Mar 2016 Submissions PDF 152KB
Submission to the Australian Competition and Consumer Commission
https://www.rba.gov.au/publications/submissions/payments-system/pdf/applications-for-authorisation-re-3d-secure.pdf

Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
For cash withdrawals, participants recorded the withdrawal amount and method (ATM, eftpos cash-out, over-the-counter or other), as well as whether a direct charge was paid. ... surcharge or an ATM direct charge; and to help identify gaps in the services
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
 The 2009 ATM reforms have seen non-transparent fee arrangements replaced by. ... arrangements that are transparent to the cardholder and which have enabled ATMs to be.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

References | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations

7 Jun 2011 Consultations
Filipovski B and D Flood (2010), ‘Reform of the ATM System – One Year On’, RBA. ... Bulletin. , June, pp 37–45. Flood D, J Hancock and K Smith (2011), ‘The ATM Reforms – New Evidence from Survey and Market Data’,.
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/references.html

Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions

25 Nov 1999 Submissions
Notes on Bank Fees on Small Businesses – November 1999
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/