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RBA Glossary definition for direct debit
direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).
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Strategic Issues – Scope of Migration | ISO 20022 Migration for the Australian Payments System – Issues Paper – April 2019
31 Dec 2002
Consultations
Cheques. 274.8. 3.3. Direct Debits and Credits (includes BPAY). 13,654.3. 45.0. ... Some potential options could include:. Direct credits and debits (direct entry (DE)) clearing messaging – BECS credit and debit transaction messages could be migrated
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/strategic-issues-scope-of-migration.html
The Current Payments Landscape | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
BPAY stands out as a key method for paying household bills, although its share of these transactions is over-stated because direct debits – which are not captured in the diary – also ... The use of direct debits is analysed in more detail inFor
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/current-payments-landscape.html
Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations
28 May 2013
Consultations
credit and debit card transactions might not be able to join the scheme. ... In addition, debit card acquiring is not defined as ‘banking business’ under the.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html
Glossary | ISO 20022 Migration for the Australian Payments System – Issues Paper – April 2019
31 Dec 2002
Consultations
BECS. Bulk Electronic Clearing System. This clearing system is administered by AusPayNet and is used for exchange of direct credit and direct debit payments. ... eftpos. Electronic funds transfer at point of sale. The eftpos system is a domestic debit
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/glossary.html
Description of Data | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
The end-of-study questionnaire was significantly expanded in the 2010 Study. This questionnaire had three aims: to capture information about the use of automatic payments (direct debits) that are difficult ... surcharge or an ATM direct charge; and to
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/description-data.html
Strategic Review of Innovation in the Payments System: Issues for Consultation - June 2011
30 Jun 2011
Consultations
PDF
1163KB
Strategic Review of Innovation in the Payments System
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/issues/pdf/201106-strategic-review-innovation-issues.pdf
Policy Options | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
One is that acquirers have the ability to alter the mix of fees included in the merchant service fee, which would have a direct effect on the amount any given merchant ... Footnote. For this, and the other options considered below, the American Express,
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/policy-options.html
Increasing the Threshold for the Application of the Financial Stability Standards for Securities Settlement Facilities
23 Nov 2023
Consultations
PDF
511KB
overall strategy and major decisions reflect appropriately the legitimate interests of its direct. ... overdrafts and debit balances in securities accounts. 9.3 A securities settlement facility operating a central securities depository should maintain.
https://www.rba.gov.au/publications/consultations/2023-11-increasing-the-fss-threshold-for-sffs/pdf/2023-11-increasing-the-fss-threshold-for-sffs.pdf
Introduction | Results of the Reserve Bank of Australia's 2010 Consumer Payments Use Study June 2011 | Consultations
7 Jun 2011
Consultations
The third is to provide information on consumer responses to recent payment reforms, including surcharging of card transactions and direct charging at ATMs. ... Debit cards appear to have been substituted for cash, with both eftpos and scheme debit
https://www.rba.gov.au/publications/consultations/201106-strategic-review-innovation/results/introduction.html
Reasons for a Review of Regulation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 |…
6 Dec 2013
Consultations
Australia averaged only $720 million per day in 2012/13, compared with RTGS payments of $158 billion and Direct Entry payments of $40 billion. ... Credit card transaction figures include American Express and Diners Club. All debit card transactions
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/reasons-for-review-regulation.html