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RBA Glossary definition for balance of payments

balance of payments – A summary of the economic transactions between residents of one country and residents of other countries.

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Attachment | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
APCA’ means the Australian Payments Clearing Association Limited (ABN 12 055 136 519);. ... terms defined in the. Payment Systems (Regulation) Act 1998. have the same meaning in this Access Regime.
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/attachment.html

Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform

12 Jun 2012 Consultations PDF 518KB
Consultation on the Future Regulatory Framework for the EFTPOS System
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/pdf/201206-rev-reg-frmwrk-eftpos-sys-doc.pdf

Introduction | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
Introduction. As part of its payments system reforms, the Reserve Bank introduced access regimes for the MasterCard and Visa credit card systems in 2004 and for the Visa Debit system in ... right balance between competition in the payments system and the
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/introduction.html

Background and Potential Issues | Review of Card System Access Regimes: A Consultation Document May 2013 | Consultations

28 May 2013 Consultations
In the Bank's assessment, the access regimes represented a balance between competition and financial safety. ... so. Accordingly, they may no longer represent an appropriate balance between competition and financial safety.
https://www.rba.gov.au/publications/consultations/201305-review-card-sys-access-regimes/background-potential-issues.html

Consultation | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
A retailer with a significant payments presence contrasted the restrictive entry requirements for the MasterCard and Visa schemes with the flexibility shown by both APCA and ePAL, in which the major ... MasterCard argued that concerns over the financial
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/consultation.html

Background | A Variation to the Access Regime for the ATM System: Consultation Document – May 2012 | Consultations

29 May 2012 Consultations
This reflects a lack of alternatives to paying a direct charge each time these cardholders need to make a balance enquiry or access cash at an ATM; at these very remote ... These payments may, however, be counter to provisions relating to interchange
https://www.rba.gov.au/publications/consultations/201205-acc-reg-atm-sys-cons-doc/background.html

Introduction | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
had not struck the right balance between competition in the payments system and the financial safety of the schemes. ... Footnote. Card issuing is providing payment cards to individuals or businesses, maintaining accounts associated with those cards and
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/introduction.html

Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012

8 Mar 2012 Consultations PDF 1032KB
likely result in outcomes that would be harmful to the efficiency of the overall payments system. ... While designation does not of itself create rights or obligations for a payment system or its participants, it is the first step in bringing a payments
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf

The Objective of Reform | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Payment Systems (Regulation) Act 1998. , the objective of reforming current access arrangements is to foster greater competition and efficiency in the payments system by achieving a balance between new entry to
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/objective-reform.html

Preliminary Assessment | Proposed Variation to the MasterCard and Visa Access Regimes: Consultation Document December 2013 | Consultations

6 Dec 2013 Consultations
Other potential entrants offer improvements in efficiency for other types of payments system users. ... More generally, any additional entry is likely to exert pressure on the prices and service levels of incumbent payments system participants.
https://www.rba.gov.au/publications/consultations/20131206-prop-variations-to-mc-visa-access-regimes/preliminary-assessment.html