Search: Sub-prime mortgage

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RBA Glossary definition for Sub-prime mortgage

Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.

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Submission to the Inquiry into Affordable Housing–February 2014 | Housing and Housing Finance | Submissions

1 Feb 2014 Submissions
Graph 12. Available evidence suggests that financial stress among households with mortgages is not widespread. ... By implication, these households' required mortgage repayments are affordable given their current financial circumstances.
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-affordable-housing/

Report to the Inquiry into Competition in the Banking and Non-Banking Sectors – May 2009 | Financial Sector | Submissions

7 May 2009 Submissions
Report to the Inquiry into Competition in the Banking and Non-Banking Sectors - 7 May 2009
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-report-2009-05/

List of tables | Submission to the Financial System Inquiry March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
23. Chattel mortgage. 20. Unsecured Bank loan. 17. Vendor financing. 8.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/tables.html

Endogenous Production Networks and Non-linear Monetary Transmission

19 Dec 2023 Research Workshop PDF 2202KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-ghassibe.pdf

A Model of the Consumption Response to Fiscal Stimulus Payments

12 Dec 2011 Research Workshop PDF 2654KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/kaplan.pdf

Financial intermediation and the international business cycle: The case of small countries with big banks

12 Dec 2011 Research Workshop PDF 2130KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/thoenissen.pdf

Accelerator or Brake? Cash for Clunkers, Household, Liquidity, and Aggregate Demand

17 Jan 2017 Research Workshop PDF 1028KB
Accelerator or Brake? Cash for Clunkers, Household, Liquidity, and Aggregate Demand
https://www.rba.gov.au/publications/workshops/research/2016/pdf/rba-workshop-2016-parker.pdf

The Effects of the Saving and Banking Glut on the U.S. Economy

12 Dec 2013 Research Workshop PDF 640KB
Reserve Bank of Australia Workshop 2013
https://www.rba.gov.au/publications/workshops/research/2013/pdf/justiniano-primiceri-tambalotti.pdf

Macro-prudential Policy in a Neo-Fisherian Model of Financial Innovation

12 Dec 2011 Research Workshop PDF 1171KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/mendoza.pdf

Bank of England Staff Working Paper No. 827

20 Sep 2019 Research Workshop PDF 4321KB
Employment and the collateral channel of monetary policy
https://www.rba.gov.au/publications/workshops/research/2019/pdf/rba-workshop-2019-foulis.pdf