Search: financial institution
RBA Glossary definition for financial institution
financial institution – A company whose primary function is to intermediate between lenders and borrowers in the economy.
Search Results
The Effect of Credit Constraints on Housing Prices: (Further) Evidence from a Survey Experiment
31 Jan 2023
RDP
2023-01
credit, financial stability, households, housing, interest rates. The response of housing prices to financing conditions is determined by the effect on the marginal buyer, not the average household.
https://www.rba.gov.au/publications/rdp/2023/2023-01.html
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Currency Demand during the Global Financial Crisis: Evidence from Australia
30 Jan 2013
RDP
2013-01
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2013/2013-01.html
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Submission to Payments System Review – January 2021 | Responses and Options Paper
8 May 2024
Submissions
APRA, as the prudential regulator, licenses and supervises a range of financial institutions, many of which provide payment services. ... The NPP was built over a period of about five years and funded by a consortium of 13 financial institutions,
https://www.rba.gov.au/publications/submissions/payments-system/submission-to-payments-system-review-01-2021/index.html
Appendix A: Estimating a Financial Conditions Index for Australia
1 Mar 2021
RDP
2021-03
Download the Paper 1,967. KB. A.1 The financial conditions index dataset. ... 1994:Q2. 2020:Q2. FD. Financial system complexity (ratio). 67. Total financial institutions' assets to nominal GDP.
https://www.rba.gov.au/publications/rdp/2021/2021-03/appendix-a.html
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Macrofinancial Stress Testing on Australian Banks
20 Sep 2022
RDP
2022-03
financial stability, banking, modelling. Macrofinancial stress testing is a tool to help policymakers better understand the key systemic vulnerabilities in a financial system. ... The Reserve Bank of Australia's (RBA) macrofinancial bank stress testing
https://www.rba.gov.au/publications/rdp/2022/2022-03.html
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MARTIN Gets a Bank Account: Adding a Banking Sector to the RBA's Macroeconometric Model
18 Jan 2022
RDP
2022-01
Our state-dependent approach is a significant advance on the treatment of financial sectors within existing macroeconometric models.
https://www.rba.gov.au/publications/rdp/2022/2022-01.html
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Currency Demand during the Global Financial Crisis: Evidence from Australia
2 Feb 2015
RDP
PDF
633KB
An early crisis occurred in the 1890s, following a property boom associated with lowered lending standards at many financial institutions. ... Some depositors transferred deposits to more conservative and well-established financial institutions and
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-01.pdf
The Determinants of Mortgage Defaults in Australia – Evidence for the Double-trigger Hypothesis
22 Jul 2020
RDP
2020-03
banking, consumption, debt, financial markets, households, housing, income and wealth, insolvency.
https://www.rba.gov.au/publications/rdp/2020/2020-03.html
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Inquiry into Future Directions for the Consumer Data Right – April 2020 | Payments System | Submissions
8 May 2024
Submissions
Currently, there are two payment methods supported by financial institutions for third-party payment initiation from individuals’ transaction accounts. ... Direct debit allows payments to be initiated by a merchant's financial institution, with the
https://www.rba.gov.au/publications/submissions/payments-system/future-directions-for-the-consumer-data-right/index.html
Introduction
19 Dec 2023
RDP
2023-09
Alternatively, some have argued that the investment of very large ‘leader’ firms is more responsive to monetary policy due to their established relationships with financial institutions, access to various fundings sources
https://www.rba.gov.au/publications/rdp/2023/2023-09/introduction.html