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RBA Glossary definition for EFTPOS

EFTPOS – electronic funds transfer at point of sale. The eftpos system is a domestic debit card system managed by eftpos Payments Australia Limited.

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The Changing Way We Pay: Trends in Consumer Payments

4 Feb 2015 RDP PDF 1225KB
4 eftpos is the domestic debit network in Australia managed by eftpos Payments Australia Limited (ePAL) and owned by 12 financial institutions and 2 retailers. ... Note: (a) Lighter shade indicates payments made using the eftpos network, which did not
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf

Payment Cards

8 Aug 2017 RDP 2017-04
Mary-Alice Doyle, Chay Fisher, Ed Tellez and Anirudh Yadav
eftpos. 1.1. MasterCard/Visa debit. 3.2. MasterCard/Visa credit. 4.9. American Express/Diners Club. ... As noted, eftpos payments tend to be less expensive for merchants to accept, but at the time of the survey eftpos cards could not be used for online
https://www.rba.gov.au/publications/rdp/2017/2017-04/payment-cards.html
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The Australian Payments Landscape

1 Jul 2009 RDP 2009-04
John Simon, Kylie Smith and Tim West
For many Australian consumers, the effective price of using a credit card to make payments was less than that of using EFTPOS. ... Not surprisingly, this structure of fees provided little incentive for issuers to promote or price the domestic EFTPOS
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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Access Framework | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
The Access Code is administered by APCA on behalf of EFTPOS Access Australia Limited. ... The Access Code currently relates to the ‘EFTPOS system designated by the RBA’.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/access-framework.html

Interchange Fees Standard | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
EFTPOS. MasterCard. Visa. Electronic POS/ consumer electronic. $0.05. $0.06. $0.08. Consumer chip. –. ... cap. This option recognises that EFTPOS multilateral fees are currently well within the regulated cap.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/interchange-fees-std.html

Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees - 21 March 2003

7 May 2008 Submissions PDF 26KB
Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees.pdf

Conclusion and Next Steps | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform – June 2012 7. ... to impose a new standard and access regime, to apply to the newly designated EFTPOS system.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/conclusion-next-steps.html

Application for Authorisation in Relation to EFTPOS Interchange Fees - 21 March 2003

6 May 2008 Submissions PDF 27KB
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees-application.pdf

Modelling Currency Demand in Australia

31 Dec 2013 RDP 2013-01
Tom Cusbert and Thomas Rohling
β. 3. ). 0.16. 0.12. 0.12. EFTPOS. t 1. (β. 4. ). ... In regressions with twenty dollar banknotes, all explanatory variables except EFTPOS terminals are insignificant.
https://www.rba.gov.au/publications/rdp/2013/2013-01/modelling-currency-demand-australia.html
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Transitional Arrangements | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 |…

8 Jun 2012 Consultations
Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform – June 2012 6. ... Download the complete document 519. KB. The access and interchange fee arrangements embodied in the current regulatory framework for the
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/transitional-arrangements.html