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RBA Glossary definition for credit risk/exposure

credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.

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Commonwealth of Australia: In the Australian Competition Tribunal – April 2004 | Payments System | Submissions

8 May 2024 Submissions
The PSB should consider whether interchange pricing arrangements are appropriate for credit and debit cards. ... and Credit Card Schemes in Australia: A Study of Interchange Fees and Access in October 2000.
https://www.rba.gov.au/publications/submissions/payments-system/au-competition-tribunal/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Credit Cards as Payment Instruments

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... and services for all consumers, including for consumers who do not use credit cards.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/credit-cards-as-payment-instruments.html

Other | Submissions

8 May 2024 Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/other/

Attachment 1 | A Variation to the Surcharging Standards: A Consultation Document | Consultations

10 Dec 2011 Consultations
merchant’ means a merchant in Australia that accepts a credit card for payment for goods or services;. ... a merchant from charging a Visa Debit cardholder any fee or surcharge for a credit card transaction:.
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-1.html

Attachment 2 | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations

10 Dec 2011 Consultations
2004, and to the Visa credit card system operated within Australia which was designated as a payment system on 12 April 2001. ... merchant’ means a merchant in Australia that accepts a Visa Debit card or Visa credit card for payment for goods or
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-2.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-The Credit Card Market

8 May 2024 Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates. ... Credit card issuers earn revenue on their credit card portfolios from three major sources:.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/the-credit-card-market.html

1 August 2023 | Minutes of the Monetary Policy Meeting of the Board

15 Aug 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 1 August 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-08-01.html

5 December 2023 | Minutes of the Monetary Policy Meeting of the Board

19 Dec 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 December 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-12-05.html

2 April 2024 | Minutes of the Monetary Policy Meeting of the Board

2 Apr 2024 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html

3 October 2023 | Minutes of the Monetary Policy Meeting of the Board

17 Oct 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 October 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-10-03.html