Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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FSR March 2007 List of tables
10 Mar 2007
FSR
– March 2007
Margin loans feature in both revolving and fixed credit owing to differences in reporting across lenders.
https://www.rba.gov.au/publications/fsr/2007/mar/tables.html
Assessing the Effects of Housing Lending Policy Measures
20 Oct 2018
FSR
– October 2018
The policy measures have required some borrowers and lenders to adjust their behaviour. ... Because of the many differing components of the tightening in lending standards, and that their impact depends on previous lender practices (which differed
https://www.rba.gov.au/publications/fsr/2018/oct/assessing-effects-housing-lending-policy-measures.html
Household and Business Finances in Australia
8 Apr 2021
FSR
– April 2021
As a result, lenders' non-performing loan ratios are expected to rise modestly from low levels. ... As a result, a larger share of borrowers could sell their property and extinguish their debt if they experienced repayment difficulties, reducing
https://www.rba.gov.au/publications/fsr/2021/apr/household-business-finances.html
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
Non-bank lenders perform similar functions to banks and lend to a wide range of borrowers. ... Non-bank lenders are prohibited from accepting deposits, and are therefore not prudentially regulated.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
Domestic Regulatory Developments
8 Apr 2021
FSR
– April 2021
The fund has made targeted investments in term securitisations and warehouse facilities to support funding markets used by non-bank lenders. ... More generally, the Reserve Bank's monetary policy actions have reduced funding costs, including for non-bank
https://www.rba.gov.au/publications/fsr/2021/apr/regulatory-developments.html
4. Domestic Regulatory Developments
9 Oct 2023
FSR
- October 2023
PDF
147KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/04-regulatory-developments.pdf
The Australian Financial System
8 Apr 2022
FSR
– April 2022
This increase in buffer can flow through to the lending measures of non-bank lenders. ... Graph 3.10. Lenders mortgage insurers' (LMIs) profits have increased to be around pre-pandemic levels.
https://www.rba.gov.au/publications/fsr/2022/apr/australian-financial-system.html
3. Resilience of the Australian Financial System
9 Oct 2023
FSR
- October 2023
PDF
607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf
Box A: Risks in Non-bank Lending in India
12 Apr 2019
FSR
– April 2019
Non-bank lenders provide a source of competition in the financial sector, and diversify risks away from banks. ... Non-bank lenders have assets equivalent to around 20 per cent of the financial system.
https://www.rba.gov.au/publications/fsr/2019/apr/box-a.html
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html