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RBA Glossary definition for charge card
charge card – A charge card is a card whose holder has been granted a non-revolving credit line enabling the holder to make purchases and possibly make cash advances. A charge card does not offer extended credit; the full amount of any debt incurred must be settled at the end of a specified period.
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The Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
1279KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/03-australian-financial-system.pdf
Consultation | A Variation to the Surcharging Standards: A Consultation Document December 2011 | Consultations
10 Dec 2011
Consultations
For example, other related costs of accepting card payments that were noted included: charge backs; terminal rental fees; fraud compliance; gateway fees; and terminal modifications. ... This issue is related to the Australian Consumer Law, which requires
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/consultation.html
Household and Business Finances
4 Oct 2019
FSR
– October 2019
The progressive expansion of Comprehensive Credit Reporting to cover mortgages, as well as credit cards, is unlikely to meaningfully reduce credit supply. ... are charged if payments are missed and some providers charge regular account keeping or payment
https://www.rba.gov.au/publications/fsr/2019/oct/household-business-finances.html
Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... Any charge or fee levied by a Member for a new access service.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html
Box B: Variable Interest Rates on Housing Loans
10 Mar 2005
FSR
– March 2005
This slight margin was probably attributable to some borrowers taking out basic variable-rate loans; these types of loans charge interest at a discount to standard variable rates, but typically have ... rates and fee waivers on a range of bank products
https://www.rba.gov.au/publications/fsr/2005/mar/box-b.html
Financial Stability Review April 2019
10 Feb 2020
FSR
April 2019
PDF
3192KB
https://www.rba.gov.au/publications/fsr/2019/apr/pdf/financial-stability-review-2019-04.pdf
Financial Stability Review March 2014
26 Mar 2014
FSR
March 2014
PDF
1956KB
https://www.rba.gov.au/publications/fsr/2014/mar/pdf/0314.pdf
Financial Stability Review - March 2010
25 Mar 2010
FSR
- March 2010
PDF
822KB
https://www.rba.gov.au/publications/fsr/2010/mar/pdf/0310.pdf
A Variation to the Surcharging Standards: A Consultation Document - December 2011
16 Dec 2011
Consultations
PDF
1016KB
Surcharging Standards
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/pdf/201112-variation-surcharging-standards.pdf
Background | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations
8 Jun 2012
Consultations
The cap is based on the cost to the issuer of authorisation and processing of scheme card transactions. ... The cap on connection charges prevents existing participants from charging unreasonably high connection fees, which may discourage new entrants.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/background.html