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RBA Glossary definition for APPs

APPs – Australian Privacy Principles, replaced the Information Privacy Principles and the National Privacy Principles on 12 March 2014.

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Financial Stability Review

21 Nov 2022 FSR - October 2022 PDF 5119KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/financial-stability-review-2022-10.pdf

Mobile Wallet Technology | Dual-Network Cards and Mobile Wallet Technology – Consultation Paper – December 2016

10 Dec 2016 Consultations
Before the digital representation of a ‘card’ can be used in an app or wallet, it must be ‘provisioned’ in that app or wallet. ... to the app and selects the card (or account) that they would like to provision.
https://www.rba.gov.au/publications/consultations/201612-dual-network-cards-and-mobile-wallet-technology/mobile-wallet-technology.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
or via mobile apps. Payments often happen automatically ‘in the background’ now, with payment. ... These. payment methods are commonly used for app-based ride-hailing and meal delivery services, for.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
can initiate a payment from their bank’s app without the involvement of the technology company’s mobile wallet. ... However, online merchants that integrate wallet providers’ checkout ‘buttons’ on their websites or in their apps may be required
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

ISO 20022 Migration for the Australian Payments System – Issues Paper

7 Apr 2019 Consultations PDF 1644KB
A consultation paper issued by the Reserve Bank of Australia and the Australian Payments Council - April 2019
https://www.rba.gov.au/publications/consultations/201904-iso-20022-migration-for-the-australian-payments-system/pdf/issues-paper.pdf

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
with these payments. PayTo could be used in a range of other payment scenarios, including for in-app.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology

9 Jan 2020 Submissions PDF 797KB
both online and in person.  in-app payments that embed the payment in a transaction, obtaining customer details once and. ... methods are commonly used for app-based ride-hailing and meal delivery services, for example.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/pdf/financial-and-regulatory-technology.pdf

ISO 20022 Migration for the Australian Payments System – Responses and Options Paper

11 Sep 2019 Consultations PDF 1175KB
ISO 20022 Migration for the Australian. Payments System – Responses and. Options Paper. A consultation paper issued by the Reserve Bank of Australia and. the Australian Payments Council. September 2019. Reserve Bank of Australia 2019. All rights
https://www.rba.gov.au/publications/consultations/201909-iso-20022-migration-for-the-australian-payments-system-responses-options/pdf/consultation-paper.pdf

The Operation of the Interchange Standards: Consultation Paper

28 Feb 2019 Consultations PDF 990KB
The Operation of the Interchange. Standards: Consultation Paper. February 2019. Contents. 1. Introduction 1. 2. Issues for Consultation 2. 3. Next Steps 13. Appendix A: Draft Variation to Standards 14. Reserve Bank of Australia 2019. All rights
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf

Inquiry into the adequacy and efficacy of Australia’s AML/CTF regime

6 Sep 2021 Submissions PDF 179KB
Submission to the Senate Legal and Constitutional Affairs References Committee
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-into-the-adequacy-and-efficacy-of-australias-aml-ctf-regime-2021-08/pdf/inquiry-into-the-adequacy-and-efficacy-of-aus-aml-ctf-regime-2021-08.pdf