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Box C: Large Falls in Household Income
20 Oct 2017
FSR
– October 2017
Previous research has found that households with high DSRs are more likely to miss mortgage repayments.
https://www.rba.gov.au/publications/fsr/2017/oct/box-c.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
10 Mar 2012
FSR
– March 2012
This suggests that most households who miss a repayment are able to resolve their difficulties.
https://www.rba.gov.au/publications/fsr/2012/mar/box-b.html
Box C: Large Falls in Household Income
10 Feb 2020
FSR
October 2017
PDF
623KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/box-c.pdf
Optimal Monetary Policy when Expectations are Rational, Fixed, Learned, or Anything in Between
19 Dec 2023
Research Workshop
PDF
410KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-presentation-brassil.pdf
Household and Business Finances in Australia
9 Oct 2020
FSR
– October 2020
It is likely the share of loans exiting from deferrals and then beginning to miss payments will increase over coming months.
https://www.rba.gov.au/publications/fsr/2020/oct/household-business-finances-in-australia.html
Box B: How Risky is High-DTI and High-LVR Lending?
8 Apr 2022
FSR
– April 2022
borrowers. Previous Bank research has shown that borrowers who previously missed a mortgage payment were more likely to miss subsequent payments and so are at greater risk of default. ... will miss mortgage repayments.
https://www.rba.gov.au/publications/fsr/2022/apr/box-b-how-risky-is-high-dti-and-high-lvr-lending.html
Box B: Measurement of Housing Arrears
23 Sep 2009
FSR
- September 2009
PDF
130KB
https://www.rba.gov.au/publications/fsr/2009/sep/pdf/box-b.pdf
Box B: Measurement of Housing Arrears
10 Sep 2009
FSR
– September 2009
Whenever a borrower misses a payment on a loan, or does not make their required payment in full, they fall into arrears.
https://www.rba.gov.au/publications/fsr/2009/sep/box-b.html
Box B: Home Mortgage Debt: Recent Insights from the HILDA Survey
27 Mar 2012
FSR
– March 2012
PDF
156KB
https://www.rba.gov.au/publications/fsr/2012/mar/pdf/box-b.pdf
Box A: Recent Trends in the Issuance of Basel III Compliant Contingent Capital Instruments
10 Sep 2014
FSR
– September 2014
Allowing the issuer to miss coupon payments can also reduce pressure on liquidity.
https://www.rba.gov.au/publications/fsr/2014/sep/box-a.html