Search: dual-network card
RBA Glossary definition for dual-network card
dual-network card – A payment card that can be used to initiate transactions, typically from the same deposit account, for two different payment processing networks. For example, a debit card (sometimes also known as an ATM card) that can be used to make a payment via either the eftpos network or one of the international scheme networks. These cards usually have an international scheme logo (Mastercard or Visa) on one side and the eftpos logo on the other.
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The Global and Macro-financial Environment
22 Mar 2024
FSR
– March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html
Domestic Regulatory Developments
8 Apr 2022
FSR
– April 2022
These are the Mastercard debit and credit card systems, the Visa debit and credit card systems, the EFTPOS card system and the New Payments Platform.
https://www.rba.gov.au/publications/fsr/2022/apr/regulatory-developments.html
Box B: Competition in Household Lending in New Zealand and the United Kingdom
10 Mar 2006
FSR
– March 2006
Moreover, competition has manifested itself in an increasing number of card issuers offering low-rate cards and free balance-transfer deals. ... More recently, some banks and other credit card issuers in the United Kingdom have begun to offer credit
https://www.rba.gov.au/publications/fsr/2006/mar/box-b.html
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In addition, the Reserve Bank released the conclusions of its Review of Card Payments Regulation, with reforms announced that relate to surcharging, interchange fees and competition. ... In May, the Bank published the conclusions to its Review of Card
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
Attachment 1 | A Variation to the Surcharging Standards: A Consultation Document | Consultations
10 Dec 2011
Consultations
i. a merchant from recovering part or all of the reasonable cost of acceptance of credit cards issued under the Scheme by the merchant charging fees or surcharges to credit card ... ii. a merchant, in recovering part or all of the reasonable cost of
https://www.rba.gov.au/publications/consultations/201112-variation-surcharging-standards/attachment-1.html
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Box A: Credit Card Indicators. Outstanding debt on credit cards accounts for about 3 per cent of the total debt owed by the household sector. ... In part, this refl ected strong growth in the number of cards on issue, although the average amount drawn
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
Box C: Non-conforming Housing Loans
10 Mar 2005
FSR
– March 2005
Some of these are to borrowers who use their housing loans to consolidate numerous personal and credit card debts, while other borrowers may have fallen into arrears on their mortgage repayments
https://www.rba.gov.au/publications/fsr/2005/mar/box-c.html
Box C: Foreign-owned Banks in Australia
10 Mar 2007
FSR
– March 2007
In personal lending, foreign-owned banks are most active in the credit card market, accounting for around 12 per cent of banks' domestic credit card balances outstanding. ... card market.
https://www.rba.gov.au/publications/fsr/2007/mar/box-c.html
Box B: The Impact of Lending Standards on Loan Sizes
20 Oct 2018
FSR
– October 2018
The NIS also factors in the broader financial situation of the borrower, including tax liabilities and required repayments on credit cards or other loans. ... The NIS test also factors in potential repayment obligations from the full credit limits of
https://www.rba.gov.au/publications/fsr/2018/oct/box-b.html