Search: interchange fee
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RBA Glossary definition for interchange fee
interchange fee – A fee paid between card issuers and acquirers when cardholders make transactions.
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The Changing Way We Pay: Trends in Consumer Payments
4 Feb 2015
RDP
PDF
1225KB
fees. JEL Classification Numbers: D12, D14, E42 Keywords: method of payment, consumer payment choice, consumer survey, retail. ... We also provide updated information about the frequency of the payment of ATM fees.
https://www.rba.gov.au/publications/rdp/2014/pdf/rdp2014-05.pdf
Competition Between Payment Systems
17 Apr 2009
RDP
2009-02
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2009/2009-02.html
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Developments in the Financial System Architecture
13 Oct 2016
FSR
October 2016
PDF
158KB
https://www.rba.gov.au/publications/fsr/2016/oct/pdf/dev-fin-sys-arch.pdf
Developments in the Financial System Architecture
20 Oct 2016
FSR
– October 2016
In addition, the Reserve Bank released the conclusions of its Review of Card Payments Regulation, with reforms announced that relate to surcharging, interchange fees and competition. ... The key decisions taken by the PSB related to surcharging,
https://www.rba.gov.au/publications/fsr/2016/oct/dev-fin-sys-arch.html
Domestic Regulatory Developments
21 Nov 2022
FSR
- October 2021
PDF
120KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/04-regulatory-developments.pdf
The Social Costs of Currency Counterfeiting
1 May 2015
RDP
PDF
881KB
as merchant surcharges and fees.
https://www.rba.gov.au/publications/rdp/2015/pdf/rdp2015-05.pdf
Consumer Payment Behaviour in Australia: Evidence from the 2019 Consumer Payments Survey
14 Sep 2020
RDP
2020-06
This high rate of acceptance is likely to partly reflect reductions in merchant acceptance fees over time, which in turn has been associated with Reserve Bank interchange and surcharging regulation (Occhiutto ... To recover their costs, a merchant may
https://www.rba.gov.au/publications/rdp/2020/2020-06/full.html
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Review of the Regulatory Framework for the eftpos System: Consultation on Designation - March 2012
8 Mar 2012
Consultations
PDF
1032KB
This schedule, which came into effect in October 2011, reverses the flow of interchange fees in many cases; for most eftpos transactions, a multilateral interchange fee of 5 cents is paid ... Whether provisions in the Bank’s interchange fees Standard
https://www.rba.gov.au/publications/consultations/201203-replacing-eftpos-designation/pdf/201203-replacing-eftpos-designation.pdf
The Australian Payments Landscape
1 Jul 2009
RDP
2009-04
Similar interchange fees also applied for the Visa Debit system (the only scheme debit system then in operation). ... These included setting interchange fee benchmarks for the credit card, debit card and EFTPOS systems, and removing scheme rules that
https://www.rba.gov.au/publications/rdp/2009/2009-04/australian-payments-landscape.html
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References
11 Sep 2015
RDP
2015-05
Debit and Credit Card Schemes in Australia: A Study of Interchange Fees and Access. ,
https://www.rba.gov.au/publications/rdp/2015/2015-05/references.html
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