Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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The Economics of Shadow Banking
6 Jan 2014
Conferences
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316KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/singh.pdf
Introduction to The Future of the Financial System
7 Dec 2006
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25KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/intro-96.pdf
Bank Deregulation in Australia: Choice and Diversity, Gainers and Losers | Conference – 1991
21 Jun 1991
Conferences
Home banking. 1986. Housing bonds. Equity mortgage loans. 1985. EFTPOS. MasterCard ATM linkage. ... Again, finance for housing provides the best example. Even borrowers who were successful in obtaining a subsidised loan from a savings bank often needed
https://www.rba.gov.au/publications/confs/1991/harper.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
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317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
Liquidity, Financial Crises and the Lender of Last Resort – How Much of a Departure is the Sub-prime Crisis? | Conference – 2008
14 Jul 2008
Conferences
This delays the legal insolvency of an institution and prevents fire sales and calling of loans. ... further reducing net worth) and a margin spiral (as increased margins lead to deleveraging and sales, leading to lower prices, further increasing margins)
https://www.rba.gov.au/publications/confs/2008/davis.html
An Industry Perspective on the Future of the Australian Financial System
7 Dec 2006
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15KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/cole.pdf
Regulatory Policy Issues in Australia | Conference – 1996
9 Jul 1996
Conferences
wide profit margins, and by apparently greater willingness of consumers to shop around. ... Will there be an adequate supply of loans to small and medium businesses?
https://www.rba.gov.au/publications/confs/1996/thompson.html
The Australian Financial System in the 1990s
24 Nov 2006
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101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf
Small Business Conditions and Finance
23 Sep 2015
Conferences
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4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf
Exploring the Link between the Macroeconomic and Financial Cycles | Conference – 2017
16 Mar 2017
Conferences
This shock is often brought on by bad news that increases uncertainty about future asset returns, causing lenders to increase margins. ... To explain this result, the authors develop a dynamic general equilibrium model in which the unsecured component of
https://www.rba.gov.au/publications/confs/2017/cagliarini-price.html