Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Monetary and Fiscal Institutional Arrangements: Have We Got Them Backwards?
29 Dec 2022
Conferences
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202KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-leeper-presentation.pdf
Banking Concentration, Financial Stability and Public Policy
20 Nov 2007
Conferences
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191KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/davis.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
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1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
How Will Ageing Affect the Structure of Financial Markets? | Conference – 2006
23 Jul 2006
Conferences
age. We also assess a number of financial structure ratios, namely the economy-wide loan to equity ratio, debt (loans plus bonds) to equity ratio and loan to securities (bonds plus ... On the other hand, a larger volume of bank loans to the private
https://www.rba.gov.au/publications/confs/2006/davis.html
Banking in the 21st Century: The Transformation of an Industry | Conference – 1996
9 Jul 1996
Conferences
the supply price of financial intermediation may have risen and the lending margin widened;. ... Another example is the process of securitisation of bank loans: a bank makes a loan, temporarily holds it on the balance sheet, but subsequently securitises
https://www.rba.gov.au/publications/confs/1996/llewellyn.html
Risk and the Transformation of the Australian Financial System | Conference – 2007
20 Aug 2007
Conferences
Margins on investor housing loans fell by even more, with the margin that used to exist between these loans and owner-occupier housing loans eliminated by the mid 1990s. ... The increase in competition in the past decade has seen further reductions in
https://www.rba.gov.au/publications/confs/2007/ryan-thompson.html
Banking Concentration, Financial Stability and Public Policy | Conference – 2007
20 Aug 2007
Conferences
57. 109. Share of four majors. 24.4%. 23.2%. Gross loans and advances. ... This potential response is taken into account by banks in setting their loan rates.
https://www.rba.gov.au/publications/confs/2007/davis.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
providing SME loans and how SME finance can be affected by macro shocks. ... First, the purpose of an SME loan typically falls into one of three categories: working capital financing; fixed asset financing; and acquisition financing – loans used for
https://www.rba.gov.au/publications/confs/2015/udell.html
Three Australian Asset-price Bubbles
27 Nov 2006
Conferences
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264KB
RBA Conference Volume 2003
https://www.rba.gov.au/publications/confs/2003/pdf/simon.pdf
Regulatory Policy Issues in Australia
7 Dec 2006
Conferences
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53KB
RBA Conference Volume 1996
https://www.rba.gov.au/publications/confs/1996/pdf/thompson.pdf