Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
Lower interest rates reduce loan-loss provisions, as they reduce borrowers' debt servicing costs and default probabilities. ... All this saps banks' intermediation capacity because rolled-over bad loans crowd out new lending for more productive borrowers.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
Housing Prices and Entrepreneurship: Evidence for the Housing Collateral Channel in Australia | Conference – 2015
19 Mar 2015
Conferences
itself. The cost of loan origination can also potentially be reduced if the borrower provides collateral. ... If the borrower fails one of these tests, then the application goes to a credit officer for manual assessment.
https://www.rba.gov.au/publications/confs/2015/connolly-lacava-read.html
Introduction to Small Business Conditions and Finance
20 Aug 2015
Conferences
PDF
53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf
Semi-Annual Statement on Monetary Policy
5 Aug 2003
SMP
PDF
58KB
Banks initially responded to thecompetition from mortgage managers byproduct innovation aimed at new borrowers,rather than cutting their main standardvariable interest rates. ... attracting borrowers from their competitors.A similar episode occurred in
https://www.rba.gov.au/publications/smp/1997/may/pdf/box-5.pdf
Academic Views of Capital Flows: An Expanding Universe
7 Dec 2006
Conferences
PDF
54KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/dooley-walsh.pdf
Statement on Monetary Policy
30 Jul 2003
SMP
PDF
63KB
Indeed, a number of highlyrated borrowers have issued uridashi bondsat lower yields than those prevailing on. ... Similarly, strong issuance by non-Australian borrowers has affected pricing inthe cross-currency swap market.
https://www.rba.gov.au/publications/smp/2003/may/pdf/box-d.pdf
Box B: Non-resident Issuance in the Australian Bond Market
6 May 2004
SMP
PDF
65KB
Credit spreads (relative to swap rates) inthe Australian bond market have been quitelow recently for both non-government andgovernment non-resident borrowers, and arelikely to have encouraged the surge inAustralian dollar ... Foreign borrowers issuing in
https://www.rba.gov.au/publications/smp/2004/may/pdf/box-b.pdf
An Industry Perspective on the Future of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
Domestic lenders' preferences for the highest quality credits have resulted in wide margins for other borrowers who have therefore found offshore issues more attractive. ... The banks have a comparative advantage in business and risk assessment for small
https://www.rba.gov.au/publications/confs/1996/cole.html
Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf