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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Financial System Liquidity, Asset Prices and Monetary Policy

27 Nov 2006 Conferences PDF 279KB
RBA Conference Volume 2005
https://www.rba.gov.au/publications/confs/2005/pdf/shin.pdf

Some Principles of Financial Regulation: Lessons from the United States | Conference – 1991

21 Jun 1991 Conferences
Al Wojnilower
Should that happen, the interest premium charged private borrowers relative to the government would soar. ... Initially the public was pleased. As borrower and speculator, it welcomed the new and cheaper opportunities.
https://www.rba.gov.au/publications/confs/1991/wojnilower.html

Banking Deregulation – A Virtue or a Necessity? | Conference – 1991

21 Jun 1991 Conferences
Rob Ferguson
The bidding process for credit catered to the reckless borrower. Such borrowers were typically poorer credits. ... Equally, the equity market is ruled by the same “expectational climate” as banks and borrowers.
https://www.rba.gov.au/publications/confs/1991/ferguson.html

Gearal Discussion | Conference – 1991

21 Jun 1991 Conferences
The political statements in mid 1988 that the rise in interest rates “was only seasonal”, and that they “would be down again by Christmas”, were taken at face value by borrowers. ... The rises were therefore seen as temporary and did not have the
https://www.rba.gov.au/publications/confs/1991/macfarlane-disc.html

Competition: Profitability and Margins | Conference – 1991

21 Jun 1991 Conferences
Les Phelps
There is no reason for either borrowers or depositors to gain all the benefits);. ... Not much benefit to the borrowers and lenders for eight years of “improved efficiency coming from deregulation”.
https://www.rba.gov.au/publications/confs/1991/phelps.html

What the Campbell Committee Expected | Conference – 1991

21 Jun 1991 Conferences
Tom Valentine
Allocative efficiency will be achieved because markets provide savers and borrowers with the correct signals. ... because of an implicit government guarantee); and. borrowers will be able to shift out of expensive forms of secondary finance (e.g.
https://www.rba.gov.au/publications/confs/1991/valentine.html

Private Capital Flows, Living with Volatility, and the New Architecture | Conference – 1999

9 Aug 1999 Conferences
W Max Corden
But why were they lower (for the same borrower from the same country)? ... effects on borrowers and the financial system, as well as on consumers or users of imports.
https://www.rba.gov.au/publications/confs/1999/corden.html

What the FOMC Says and Does When the Stock Market Booms | Conference – 2003

18 Aug 2003 Conferences
Stephen G Cecchetti
As the economy slips into recession, borrowers become less able to repay loans, and so defaults increase. ... Instead of tempering the actions of the lenders, they suggest going after a particular group of borrowers, those who use margin loans to
https://www.rba.gov.au/publications/confs/2003/cecchetti.html

Regulatory Policy Issues in Australia | Conference – 1996

9 Jul 1996 Conferences
Graeme Thompson
If the banking system becomes insolvent, potentially large costs are borne because the payments system is disrupted, borrowers become illiquid, and information about borrowers is possibly lost. ... borrowers. It is being aided by developments in
https://www.rba.gov.au/publications/confs/1996/thompson.html

Academic Views of Capital Flows: An Expanding Universe | Conference – 1999

9 Aug 1999 Conferences
Michael P Dooley and Carl E Walsh
Typically, theory deals with broad classes of agents – lenders versus borrowers, consumers versus firms, entrepreneurs versus savers. ... Since agents cannot distinguish solvent from insolvent borrowers, any inefficiencies are ex post, not ex ante, in
https://www.rba.gov.au/publications/confs/1999/dooley-walsh.html