Search: Net interest spread

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RBA Glossary definition for Net interest spread

Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.

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Domestic Financial Conditions

10 Feb 2023 SMP – February 2023
a). – Principal-and-interest. 4.58. 190. 96. – Interest-only. 5.25. 202. 103. ... Graph 3.36. Australia experienced a net capital inflow in the September quarter.
https://www.rba.gov.au/publications/smp/2023/feb/domestic-financial-conditions.html

Domestic Financial Conditions

6 May 2022 SMP – May 2022
Nevertheless, spreads remain around the bottom of the range seen in the decade preceding the pandemic. ... a). – Principal-and-interest. 2.68. 34. 94. – Interest-only. 3.25. 39. 97.
https://www.rba.gov.au/publications/smp/2022/may/domestic-financial-conditions.html

Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991

21 Jun 1991 Conferences
Ed Kane
Every financial-services firm (FSF) seeks to earn a return on assets large enough to create a positive net interest spread over its total funding costs. ... Net interest spread is the profit margin that exists between explicit and implicit interest paid
https://www.rba.gov.au/publications/confs/1991/kane.html

Domestic Financial Conditions

4 Nov 2022 SMP – November 2022
This spread was compressed during the pandemic as interest rates fell close to zero. ... Underlying this decline is the increase in Australias net foreign equity asset position.
https://www.rba.gov.au/publications/smp/2022/nov/domestic-financial-conditions.html

Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016 | Bank Fees and Margins | Submissions

22 Sep 2016 Submissions
Handout and Supplementary Information Prepared for Standing Committee on Economics – September 2016
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/

Decomposing Supply and Demand Driven Inflation

23 Nov 2023 Conferences PDF 1508KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro.pdf

Domestic Financial Conditions

5 Nov 2021 SMP – November 2021
The decline in the spread between interest rates on new term deposits and other deposit rates is continuing to encourage a shift by customers from term to at-call deposits. ... Graph 3.23. Table 3.1: Average Outstanding Housing Rates. September 2021.
https://www.rba.gov.au/publications/smp/2021/nov/domestic-financial-conditions.html

The Evolving Structure of the Australian Financial System | Conference – 1996

9 Jul 1996 Conferences
Malcolm Edey and Brian Gray
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks, indicative of the fact that traditional intermediation services remain a central part of their overall ... This has typically involved very low
https://www.rba.gov.au/publications/confs/1996/edey-gray.html

Statement on Monetary Policy

6 Dec 2023 SMP - August 2023 PDF 9542KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/statement-on-monetary-policy-2023-08.pdf

The International Environment

6 Dec 2023 SMP - August 2023 PDF 2387KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/01-the-international-environment.pdf