Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
$120.00. $4.56. 3.80%. Table 5 Interest Spreads. (per cent). 1986. 1987. ... The interest rate spread had grown to 2.0 per cent in 1988, the ratio of net interest income to average assets to 2.85 per cent, and the ratio of
https://www.rba.gov.au/publications/confs/1991/phelps.html
The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018
12 Apr 2018
Conferences
Therefore, changes in the cash rate do not have the mechanical effect on net interest spreads that they would if assets and liabilities repriced at different speeds. ... The change in the no-/low-interest spread now contributes a similar amount to the
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html
Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
The negative effects of low interest rates on net interest income are counterbalanced by positive effects on other components of profits. ... Genay and Podjasek (2014) also find that persistently low interest rates depress US banks' net interest margins.
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1221KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil.pdf
Central Bank Frameworks: Evolution or Revolution?
4 Jan 2023
Conferences
PDF
7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf
Regulatory Competition and the “Generic” Financial-Services Firm | Conference – 1991
21 Jun 1991
Conferences
Every financial-services firm (FSF) seeks to earn a return on assets large enough to create a positive net interest spread over its total funding costs. ... Net interest spread is the profit margin that exists between explicit and implicit interest paid
https://www.rba.gov.au/publications/confs/1991/kane.html
Decomposing Supply and Demand Driven Inflation
23 Nov 2023
Conferences
PDF
1508KB
RBA Annual Conference 2023
https://www.rba.gov.au/publications/confs/2023/pdf/rba-conference-2023-shapiro.pdf
OPTIMAL MONETARY POLICY WITH ENDOGENOUS CAPITAL AND A CREDIT FRICTION
15 Dec 2011
Research Workshop
PDF
406KB
Reserve Bank of Australia Workshop 2011
https://www.rba.gov.au/publications/workshops/research/2011/pdf/hansen.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
1166KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-presentation.pdf
Credit, Money, Interest and Prices
26 Nov 2018
Research Workshop
PDF
1403KB
There is also an expression for nominal interests on depositsand loans, which have the interest on reserves as a base rate. ... Since real spreads influence thereal deposit rate, the interest on reserves grants independent control over inflation.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-bigio.pdf