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RBA Glossary definition for debit card

debit card – A debit card is a card that enables the holder to access funds in a deposit account at an authorised deposit-taking institution.

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Early Pension Withdrawal as Stimulus

19 Dec 2023 Research Workshop PDF 882KB
RBA Workshop 2023
https://www.rba.gov.au/publications/workshops/research/2023/pdf/rba-workshop-2023-hamilton-liu-miranda-pinto-sainsbury.pdf

Submission to the ACCC: eBay and PayPal – 2 May 2008 | Payments System | Submissions

2 May 2008 Submissions
Online payments in Australia have tended to be dominated by credit and scheme debit cards; unlike a number of other countries, an online EFTPOS-like option is not available. ... For example, the ‘honour all cards’ rule imposed by card schemes
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/

Application for Authorisation in Relation to EFTPOS Interchange Fees - 21 March 2003

6 May 2008 Submissions PDF 27KB
Submission to the ACCC: Reform of Debit Card (EFTPOS) Interchange Fees
https://www.rba.gov.au/publications/submissions/payments-system/eftpos-interchange-fees/pdf/eftpos-interchange-fees-application.pdf

Financial Markets, Institutions and Liquidity

19 Dec 2013 Conferences PDF 290KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/allen-carletti.pdf

Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…

1 Mar 2014 Submissions
the point of sale, and certain types of debit cards can now be used in a card-not-present environment (e.g. ... For credit and debit cards (the focus of the Bank's reforms) merchants are usually charged a ‘merchant service fee’ for every card payment
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html

Figure 8B.1 | Submission to the Financial System Inquiry – March 2014

19 Mar 2019 Submissions
debit cards) or later (e.g. credit cards). The transaction amount is paid by the cardholder's financial institution to the merchant's financial institution who in turn pays the merchant. ... However, in the case of credit card transactions, cardholders
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/graphs/figure-8b.1.html

Measuring Productivity in the Australian Banking Sector | Conference – 1995

10 Jul 1995 Conferences
Alan Oster and Lawrence Antioch
This has been manifested in ATMs and credit cards, and more recently, the widespread installation of EFTPOS and the introduction of debit and smart cards.
https://www.rba.gov.au/publications/confs/1995/oster-antioch.html

Liquidity and Funding Markets

6 Jan 2014 Conferences PDF 4842KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/conf-vol-2013.pdf

Competition in the Financial System - September 2017

19 Sep 2017 Submissions PDF 969KB
Submission to the Productivity Commission Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/pdf/submission-to-productivity-commission-september-2017.pdf

Productivity and Growth

7 Dec 2006 Conferences PDF 1007KB
RBA Conference Volume 1995
https://www.rba.gov.au/publications/confs/1995/pdf/conf-vol-1995.pdf