Search: credit card
RBA Glossary definition for credit card
credit card – A credit card is a card whose holder has been granted a revolving credit line. The card enables the holder to make purchases and/or cash advances up to a pre-arranged limit. The credit granted can be settled in full by the end of a specified period or in part, with the balance taken as extended credit. Interest may be charged on the transaction amounts from the date of each transaction or only on the extended credit where the credit granted has not been settled in full.
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The Australian Financial System in the 1990s
24 Nov 2006
Conferences
PDF
101KB
RBA Conference Volume 2000
https://www.rba.gov.au/publications/confs/2000/pdf/gizycki-lowe.pdf
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 5
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-05.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 4
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-04.html
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 18
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-18.html
Applications for Authorisation in Relation to PIN@POS – Auguest 2013 | Payments System | Submissions
8 May 2024
Submissions
Graph 1. In the Australian card payment market, a significant number of debit cards on issue are ‘dual-network’ cards. ... the proposed ‘PIN to win’ promotion) might be regarded as broader marketing for MasterCard and Visa credit cards, and for
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-pin@pos-2013-08/index.html
Small Business Conditions and Finance
23 Sep 2015
Conferences
PDF
4551KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/conf-vol-2015.pdf
Financial Sector | Submissions
8 May 2024
Submissions
Index of Documents commissioned by or prepared for Parliament, its committees, and other public inquiries
https://www.rba.gov.au/publications/submissions/financial-sector/
RBA: Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates August 2015-Graph 20
Submissions
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/graphs/graph-20.html
Property Prices and Bank Risk-taking | Conference – 2012
20 Aug 2012
Conferences
Real estate prices do grow faster during credit booms than in tranquil times. ... For instance, home equity-based borrowing was stronger for younger households, households with low credit scores, and households with high initial credit card utilisation
https://www.rba.gov.au/publications/confs/2012/dellariccia.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
In this way, they perform the lending and credit assessment functions associated with traditional banking without engaging in retail deposit-taking. ... Some of the innovations in retail banking in the mid 1980s, for example, such as the payment of
https://www.rba.gov.au/publications/confs/1996/edey-gray.html