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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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Proposed merger between Armaguard and Prosegur – October 2022 | Responses and Options Paper

8 May 2024 Submissions
As noted above, the ATM Access Regime places certain restrictions on the ability of financial institutions (card issuers) to pay interchange fees to access other participants' ATM fleets. ... The exemption allows card issuers to pay interchange fees to
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-october-2022/index.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates-Introduction

8 May 2024 Submissions
The major points include:. There are a wide range of card products and issuers in the Australian credit card market, and while ‘standard’ interest rates on credit cards tend to be ... very high, lower-rate cards are widely available, as are
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/introduction.html

Central Bank Frameworks: Evolution or Revolution?

4 Jan 2023 Conferences PDF 7522KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018.pdf

Proposed Merger Between Armaguard and Prosegur – April 2023 | Responses and Options Paper

8 May 2024 Submissions
The Reserve Bank is the sole issuer of banknotes in Australia and has responsibilities under the Payment Systems (Regulation) Act 1998 (Cth) (PSRA). ... The Explanatory Memorandum for the PSRA refers to a payment system as one that ‘covers the system
https://www.rba.gov.au/publications/submissions/payments-system/proposed-merger-armaguard-and-prosegur-submission-april-2023/index.html

SME Access to Intermediated Credit: What Do We Know and What Don't We Know?

20 Aug 2015 Conferences PDF 317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf

The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018

12 Apr 2018 Conferences
Anthony Brassil, Jon Cheshire and Joseph Muscatello
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... This means that they are not sufficiently large issuers of debt that changes in their wholesale debt volumes change the price of debt in these markets (i.e.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html

Submission to the Parliamentary Joint Committee on Corporations and Financial Services inquiry into Mobile payment and digital wallet…

26 May 2021 Submissions PDF 626KB
For digital wallet services, this network includes card issuers, cardholders that use digital wallets and merchants that accept digital wallet payments. ... Card issuers enter into commercial agreements with digital wallet providers that enable them to
https://www.rba.gov.au/publications/submissions/payments-system/pdf/inquiry-into-mobile-payment-and-digital-wallet-financial-services.pdf

SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html

Submission to the Senate Select Committee on Financial Technology and Regulatory Technology – December 2019 | Payments System | Submissions

28 Dec 2019 Submissions
Growth in e-commerce has also been associated with an increase in online card payments. ... systems, along with access regimes for several card systems and the ATM system.
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/index.html

Submission to Payments System Review

3 Feb 2021 Submissions PDF 1155KB
 New technology (terminals and chip-based cards) rolled out by card issuers and acquirers to enable. ... representations of payment cards. These applications can be used to make contactless payments.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/submission-to-payments-system-review-01-2021.pdf