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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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Overview

6 Feb 2024 SMP – February 2024
Overview | Statement on Monetary Policy – February 2024
https://www.rba.gov.au/publications/smp/2024/feb/overview.html

Domestic Financial Conditions

8 May 2020 SMP – May 2020
The recently announced reductions in housing loan interest rates are likely to have flowed through to borrowers in April. ... Notwithstanding the recent decline in commitments, borrowers appear to be taking advantage of the very low level of housing
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html

Private Capital Flows, Living with Volatility, and the New Architecture

7 Dec 2006 Conferences PDF 30KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/corden.pdf

Boxes

31 Dec 2020 SMP – 2020
A number of Boxes on topics of special interest are published in the Statement on Monetary Policy and its forerunners, the Semi-Annual Statement on Monetary Policy and the quarterly reports on the Economy and Financial Markets. These boxes can be
https://www.rba.gov.au/publications/smp/2020/boxes.html

Financial Conditions

7 May 2024 SMP – May 2024
Financial Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/financial-conditions.html

The Lessons for Monetary Policy | Conference – 1991

21 Jun 1991 Conferences
Ian Macfarlane
borrowers wish to run their businesses with higher leverage and hence, other things being equal, higher risk;. ... With financial intermediaries keen to grow, the risk is that they would accommodate the credit demands of these borrowers.
https://www.rba.gov.au/publications/confs/1991/macfarlane.html

Property Prices and Bank Risk-taking

10 Dec 2012 Conferences PDF 995KB
RBA Conference Volume 2012
https://www.rba.gov.au/publications/confs/2012/pdf/dellariccia.pdf

Financial Stability in a Low Interest Rate Environment: An Australian Case Study | Conference – 2017

16 Mar 2017 Conferences
Luci Ellis and Charles Littrell
This reduction only affected borrowers seeking to maximise their borrowings, not the average borrower, but that is exactly how one can lean against developing risks most efficiently. ... Ultimately, this will have to be reversed, which could be difficult
https://www.rba.gov.au/publications/confs/2017/ellis-littrell.html

Overview

20 Nov 2023 SMP - November 2023 PDF 82KB
https://www.rba.gov.au/publications/smp/2023/nov/pdf/overview.pdf

Statement on Monetary Policy – February 2020

10 Feb 2020 SMP
Statement on Monetary Policy February 2020. The. Statement on Monetary Policy. sets out the Bank's assessment of current economic conditions, both domestic and international, along with the outlook for Australian inflation and output growth. A
https://www.rba.gov.au/publications/smp/2020/feb/