Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
Notes on Bank Fees in Australia – May 2000
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/
The Transmission of Monetary Policy through Banks' Balance Sheets
10 Feb 2020
Conferences
PDF
1946KB
RBA Conference Volume 2018
https://www.rba.gov.au/publications/confs/2018/pdf/rba-conference-volume-2018-brassil-cheshire-muscatello.pdf
The Economics of Shadow Banking | Conference – 2013
19 Aug 2013
Conferences
Much of the ‘capital’ used in shadow banking, in the form of margins and over-collateralisation (via haircuts), does not make it onto the balance sheet. ... Financial statements do not provide the under-collateralisation (or margin shortfall) of
https://www.rba.gov.au/publications/confs/2013/singh.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
While aggressive marketing of these loans gave the appearance of strong competition, and did lead to a significant increase in loan refinancing, many existing borrowers continued to pay high margins, as ... In contrast to established lenders, mortgage
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Risk and the Transformation of the Australian Financial System
22 Nov 2007
Conferences
PDF
238KB
RBA Conference Volume 2007
https://www.rba.gov.au/publications/confs/2007/pdf/ryan-thompson.pdf
Introduction
19 Dec 2023
RDP
2023-09
Our key findings are that contractionary monetary policy decreases both the likelihood that firms invest (extensive margin), and the extent of investment (intensive margin). ... Third, our finding that monetary policy affects investment on both the
https://www.rba.gov.au/publications/rdp/2023/2023-09/introduction.html
List of tables | Notes on Bank Fees on Small Businesses – November 1999 | Bank Fees and Margins | Submissions
25 Nov 1999
Submissions
625. 630. 615. $100,000 loan. 965. 925. 890. 740. $250,000 loan. ... Table 2: Effective Interest Cost of Small Business Loan Fees. (Per Cent Per Annum – 1999).
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/tables.html
The Role of Collateral in Borrowing
20 Jan 2021
RDP
2021-01
short-maturity term loans). Our analysis groups these loan types together and, within the short-term category, puts little emphasis on maturities, instead focusing on quantity of loans outstanding at any ... lbdm. is zero. We measure outstanding loans in
https://www.rba.gov.au/publications/rdp/2021/2021-01/full.html
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List of tables | Notes on Bank Fees in Australia – May 2000 | Bank Fees and Margins | Submissions
17 May 2000
Submissions
e). 500. 500–1,000. 500–2,000. Housing loans ($). Establishment fee. 550. 500. ... Loans. 0.28. 0.32. 0.31. Business. – Small business credit. 1.65. 1.74.
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-in-australia/tables.html
Liquidity and Funding Markets
6 Jan 2014
Conferences
PDF
4842KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/conf-vol-2013.pdf