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RBA Glossary definition for card issuer

card issuer – An institution that provides its customers with debit or credit cards.

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5 October 2010 | Minutes of the Monetary Policy Meeting of the Board

19 Oct 2010 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 October 2010
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2010/05102010.html

Loan Rate Stickiness: Theory and Evidence

31 Jan 2006 RDP PDF 819KB
High risk credit card borrowers, on the other hand, are more likely to be interest rate sensitive because they fully intend to borrow on their cards. ... When a customer wishes to change credit cards, the new issuer may require her to pay off the balance
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9206.pdf

Credit Loss Modelling

20 Sep 2022 RDP 2022-03
Nicholas Garvin, Samuel Kurian, Mike Major and David Norman
However, the latter estimate is based on a smaller sample of publicly traded residential mortgage-backed securities (RMBS), and selection bias in this sample (arising from incentives for RMBS issuers to ... Indicative of this, there has historically been
https://www.rba.gov.au/publications/rdp/2022/2022-03/credit-loss-modelling.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know?

20 Aug 2015 Conferences PDF 317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf

The Transmission of Monetary Policy through Banks' Balance Sheets | Conference – 2018

12 Apr 2018 Conferences
Anthony Brassil, Jon Cheshire and Joseph Muscatello
Large business (variable). 0.83. 0.72. 0.75. 1.24. Credit card (variable). 0.36. ... This means that they are not sufficiently large issuers of debt that changes in their wholesale debt volumes change the price of debt in these markets (i.e.
https://www.rba.gov.au/publications/confs/2018/brassil-cheshire-muscatello.html

A Model of Competing Payment Systems

17 Apr 2009 RDP 2009-02
George Gardner and Andrew Stone
merchant accepts the cards of both platforms, and those who would instead prefer to use card j over card i. ... card. Focusing without loss of generality on the cards of platform i, we see that consumers in the subsets.
https://www.rba.gov.au/publications/rdp/2009/2009-02/model-competing-payment-systems.html
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SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015

19 Mar 2015 Conferences
Gregory F Udell
RBA Annual Conference – 2015 SME Access to Intermediated Credit: What Do We Know and What Don't We Know? Gregory F Udell. Over the past several decades, there has been a growing interest in small to medium-sized enterprise (SME) finance among
https://www.rba.gov.au/publications/confs/2015/udell.html

Competition Between Payment Systems: Results

15 Apr 2009 RDP PDF 273KB
6. and the fractions of those choosing to hold both cards who will then prefer to usecard i over card j, or vice versa, at the moment of sale. ... ci, j;i) outnumber, sometimes by a significant margin, those who. hold both cards but prefer to use card j
https://www.rba.gov.au/publications/rdp/2009/pdf/rdp2009-03.pdf

Financial Flows and Infrastructure Financing

27 Jul 2014 Conferences PDF 3397KB
RBA Conference Volume 2014
https://www.rba.gov.au/publications/confs/2014/pdf/conf-vol-2014.pdf

Lessons from the Financial Turmoil of 2007 and 2008: Proceedings of a Conference

24 Oct 2008 Conferences PDF 1049KB
RBA Conference Volume 2008
https://www.rba.gov.au/publications/confs/2008/pdf/conf-vol-2008.pdf