Search: interest rate
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Is Monetary Policy Less Effective When Interest Rates Are Persistently Low?
10 Feb 2020
Conferences
PDF
1690KB
RBA Conference Volume 2017
https://www.rba.gov.au/publications/confs/2017/pdf/rba-conference-volume-2017-borio-hofmann.pdf
The Rise in US Household Indebtedness: Causes and Consequences | Conference – 2007
20 Aug 2007
Conferences
If the saving rate averaged 1 percentage point lower because of lower interest rates, then lower rates explain a reduction in net worth of 6 per cent of income. ... Thus, the average interest rate on household debt responds gradually to shifts in market
https://www.rba.gov.au/publications/confs/2007/dynan-kohn.html
The Rise of Household Indebtedness | Conference – 2007
20 Aug 2007
Conferences
I Baseline assumptions. High inflation, high interest rates. High inflation, low interest rates. ... inflation and low interest rate scenario) based on estimates for Australia (Productivity Commission 2005).
https://www.rba.gov.au/publications/confs/2007/kent-ossolinski-willard.html
The Global Financial Environment
20 Oct 2018
FSR
– October 2018
Pockets of significant vulnerability may have been building unobserved in the low interest rate, low volatility environment. ... Rising US interest rates and a higher US dollar have contributed to these developments.
https://www.rba.gov.au/publications/fsr/2018/oct/global-fin-env.html
Financial Stability Assessment
5 Oct 2023
FSR
- October 2023
PDF
160KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/00-overview.pdf
Discussion of The Consequences of Low Interest Rates for the Australian Banking Sector
29 Dec 2022
Conferences
PDF
417KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-brassil-discussion.pdf
Box D: Stress Testing and Australian Bank Resilience
7 Oct 2022
FSR
– October 2022
GDP growth slows as higher interest rates weigh on spending, and the unemployment rate is assumed to increase slightly but remain low by historical standards. ... The overall effects on business credit losses from higher inflation and interest rates are
https://www.rba.gov.au/publications/fsr/2022/oct/box-d-stress-testing-and-australian-bank-resilience.html
Inflation Targeting and Japan: Why has the Bank of Japan not Adopted Inflation Targeting? | Conference – 2004
9 Aug 2004
Conferences
With expectations of deflation, if interest rates have already reached zero, monetary policy loses its potency, because the nominal interest rate is bound at zero. ... Stage 1. Cautiously lowering interest rates to the zero interest rate policy (ZIRP)
https://www.rba.gov.au/publications/confs/2004/ito.html
General Discussion of The Economics of Low Interest Rates
29 Dec 2022
Conferences
PDF
260KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-mian-general-discussion.pdf
Regulatory Developments
20 Oct 2018
FSR
– October 2018
LIBOR is the key benchmark interest rate for several major currencies, but there are too few transactions for its reliable calculation. ... benchmarks. Enhancing the resilience of interest rate benchmarks is part of broader international and national
https://www.rba.gov.au/publications/fsr/2018/oct/regulatory-developments.html