Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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Is Monetary Policy Less Effective When Interest Rates Are Persistently Low? | Conference – 2017
16 Mar 2017
Conferences
Genay and Podjasek (2014) also find that persistently low interest rates depress US banks' net interest margins. ... Importantly, it also holds when financial crises are controlled for. And it operates through the effect of lower rates on net interest
https://www.rba.gov.au/publications/confs/2017/borio-hofmann.html
Competition: Profitability and Margins | Conference – 1991
21 Jun 1991
Conferences
The net interest margin suffered badly in 1989 due to non-receipt of LDC interest. ... The use of ratios of operating costs and net interest income to average assets as measures of efficiency and margins is useful for comparing one six months with another
https://www.rba.gov.au/publications/confs/1991/phelps.html
Box A: Recent Developments in Net Interest Income in the Chinese Banking System
10 Sep 2013
FSR
– September 2013
Financial Stability Review – September 2013 Box A: Recent Developments in Net Interest Income in the Chinese Banking System. ... The net interest margin (NIM) provides an indication of the effects of interest rates on banks' profitability.
https://www.rba.gov.au/publications/fsr/2013/sep/box-a.html
The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
8 Jun 2023
RDP
PDF
1310KB
Our analysis confirms the empirical. regularity that declining interest rates reduce banks’ net interest margins. ... Keywords: interest rates, bank profitability, net interest margin, monetary policy. Table of Contents.
https://www.rba.gov.au/publications/rdp/2023/pdf/rdp2023-05.pdf
Non-technical summary for 'The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country…
16 Jun 2023
RDP
PDF
188KB
RDP 2023-05 non-technical summary
https://www.rba.gov.au/publications/rdp/2023/2023-05/rdp-2023-05-non-technical-summary.pdf
Box A: Recent Developments in Net Interest Income in the Chinese Banking System
25 Sep 2013
FSR
September 2013
PDF
794KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-a.pdf
Resilience of the Australian Financial System
6 Oct 2023
FSR
– October 2023
Resilience of the Australian Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/australian-financial-system.html
Read me file for The Impact of Interest Rates on Bank Profitability: A Retrospective Assessment Using New Cross-country Bank-level Data
16 Jun 2023
RDP
PDF
98KB
RDP 2023-05 supplementary information
https://www.rba.gov.au/publications/rdp/2023/2023-05/rdp-2023-05-read-me.pdf
The Australian Financial System
6 Apr 2023
FSR
– April 2023
The Australian Financial System | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/australian-financial-system.html
The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
Nonetheless, net interest income continues to provide the bulk of the aggregate profits of Australian banks, indicative of the fact that traditional intermediation services remain a central part of their overall ... This has typically involved very low
https://www.rba.gov.au/publications/confs/1996/edey-gray.html