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RBA Glossary definition for borrower

borrower – A person or entity that incurs a debt to a lender on agreed terms.

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2 April 2024 | Minutes of the Monetary Policy Meeting of the Board

2 Apr 2024 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 2 April 2024
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2024/2024-03-19.html

At a Glance: Financial Stability Review – April 2021

9 Apr 2021 FSR
If incomes remain below pre-pandemic levels, as government support is wound back, it increases the likelihood that some borrowers exhaust their financial buffers and ultimately default. ... This could push asset prices above their fundamental values
https://www.rba.gov.au/publications/fsr/2021/apr/

Household and Business Finances

8 Apr 2022 FSR – April 2022
supply of credit to new borrowers who are most susceptible to finding difficulty in making repayments. ... In recent years, many borrowers have also actively refinanced to low fixed-rate loans.
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html

5 December 2023 | Minutes of the Monetary Policy Meeting of the Board

19 Dec 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 5 December 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-12-05.html

7 November 2023 | Minutes of the Monetary Policy Meeting of the Board

21 Nov 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 7 November 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-11-07.html

3 October 2023 | Minutes of the Monetary Policy Meeting of the Board

17 Oct 2023 Minutes
Minutes of the monetary policy meeting of the Reserve Bank Board for 3 October 2023
https://www.rba.gov.au/monetary-policy/rba-board-minutes/2023/2023-10-03.html

Private Capital Flows, Living with Volatility, and the New Architecture

7 Dec 2006 Conferences PDF 30KB
RBA Conference Volume 1999
https://www.rba.gov.au/publications/confs/1999/pdf/corden.pdf

The Global Financial Environment

9 Oct 2020 FSR – October 2020
Banks in many jurisdictions have offered repayment deferrals to borrowers affected by the COVID-19 pandemic. ... Uncertainty around the outlook for credit quality may cause banks to restrict lending, particularly to new and more risky borrowers.
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html

List of tables

10 Mar 2006 FSR – March 2006
b) ABS analysis of the 1998/99 Household Expenditure Survey suggests that the relatively high reading for the low income group is likely to partly reflect borrowers with access to considerable
https://www.rba.gov.au/publications/fsr/2006/mar/tables.html

The Global and Macro-financial Environment

22 Mar 2024 FSR – March 2024
The Global and Macro-financial Environment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/the-global-and-macro-financial-environment.html