Search: borrower
RBA Glossary definition for borrower
borrower – A person or entity that incurs a debt to a lender on agreed terms.
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The Evolving Structure of the Australian Financial System | Conference – 1996
9 Jul 1996
Conferences
With interest rate controls in place, bank loans were rationed and available only to the most creditworthy of borrowers. ... Intermediaries earn income in this line of business through the application of expertise in credit assessment and from their
https://www.rba.gov.au/publications/confs/1996/edey-gray.html
SME Access to Intermediated Credit: What Do We Know and What Don't We Know?
20 Aug 2015
Conferences
PDF
317KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/udell.pdf
The Role of Institutional Investors in the Evolution of Financial Structure and Behaviour | Conference – 1996
9 Jul 1996
Conferences
Their own growing size has improved ability to exert control over borrowers.
https://www.rba.gov.au/publications/confs/1996/davis.html
It Takes More Than a Bubble to Become Japan | Conference – 2003
18 Aug 2003
Conferences
And in Japan's system of cross-shareholdings and banks owning significant share portfolios in borrower firms, these effects are amplified through increases in bank capital.
https://www.rba.gov.au/publications/confs/2003/posen.html
The Australian Financial System in the 1990s | Conference – 2000
21 Jun 1990
Conferences
Without strong customer bases, they relied on relatively risky borrowers for rapid balance-sheet growth. ... The solution was to attempt to segment new and existing borrowers by offering discounted interest rates for the first year or so of a new loan (so
https://www.rba.gov.au/publications/confs/2000/gizycki-lowe.html
Asset Prices, Financial Imbalances and Monetary Policy: Are Inflation Targets Enough? | Conference – 2003
18 Aug 2003
Conferences
Falling asset prices reduce collateral and may induce a sharp change in the behaviour of potential borrowers as collateral constraints start to bind.
https://www.rba.gov.au/publications/confs/2003/bean.html
The Cost of Inflation in Australia | Conference – 1992
10 Jul 1992
Conferences
It is usually the case, however, that lenders are taxed on nominal receipts and borrowers are able to deduct nominal interest payments. ... The nominal interest rate lenders receive must rise by more than the nominal interest rate borrowers face.
https://www.rba.gov.au/publications/confs/1992/mctaggart.html
Prudential Supervision | Conference – 1991
21 Jun 1991
Conferences
group of associated borrowers; and a general requirement that banks have loan portfolios which are diversified both geographically and industrially. ... Banks were also the (gullible) victims of misrepresentation by borrowers of their true state of
https://www.rba.gov.au/publications/confs/1991/thompson.html
European Financial Deregulation: The Pressures for Change and the Costs of Achievement | Conference – 1991
21 Jun 1991
Conferences
Both borrower and lender have an incentive to develop a close “information-sharing” and, possibly, a “risk-sharing” relationship. ... contributed in certain cases to strong long-term relationships between creditors and business borrowers.
https://www.rba.gov.au/publications/confs/1991/bisignano.html
New Financial Stability Governance and Central Banks | Conference – 2017
16 Mar 2017
Conferences
In contrast, LVRs are borrower- rather than lender-based, suggesting political or other factors, such as home ownership goals, may be considerations and a more system-wide analysis is needed.
https://www.rba.gov.au/publications/confs/2017/edge-liang.html