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RBA Glossary definition for direct debit

direct debit – A pre-authorised debit on the payer's bank account initiated by the recipient (payee).

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The Economics of Shadow Banking

6 Jan 2014 Conferences PDF 316KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/singh.pdf

Financial Markets, Institutions and Liquidity | Conference – 2013

19 Aug 2013 Conferences
Franklin Allen and Elena Carletti
The literature on contagion takes two approaches: examining direct linkages and indirect balance-sheet linkages. ... In looking for contagious effects via direct linkages, research by Allen and Gale (2000) studies how the banking system responds to
https://www.rba.gov.au/publications/confs/2013/allen-carletti.html

Attachment 3 | Review of the Regulatory Framework for the EFTPOS System: Consultation on Options for Reform June 2012 | Consultations

8 Jun 2012 Consultations
debit card transaction’ or ‘transaction’ means a transaction in Australia using the EFTPOS system;. ... an ‘issuer’ is a participant in the EFTPOS system that issues debit cards to its customers;.
https://www.rba.gov.au/publications/consultations/201206-rev-reg-frmwrk-eftpos-sys/attachment-3.html

A Strategic Plan for the Payments System

6 Jun 2023 Submissions PDF 539KB
to gain direct access. Payment system operators often rely on the risk management requirements. ... bank accounts. This service can be used as a modern alternative to the direct debit system, and allow.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/consultation-on-a-strategic-plan-for-the-payments-system.pdf

Reforms to the Payment Systems (Regulation) Act 1998

1 Dec 2023 Submissions PDF 446KB
Submission to Consultation on Exposure Draft Legislation
https://www.rba.gov.au/publications/submissions/payments-system/pdf/reforms-to-the-payment-systems-regulation-nov-2023.pdf

The Operation of the Interchange Standards: Consultation Paper

28 Feb 2019 Consultations PDF 990KB
typically) smaller financial institutions that actually issue the cards and have the direct contractual. ... standards implement this by introducing new definitions of ‘Direct Issuer Participant’ and ‘Indirect.
https://www.rba.gov.au/publications/consultations/201902-operation-of-the-interchange-standards/pdf/201902-operation-of-the-interchange-standards.pdf

Internationalisation and the Macroeconomy

12 Feb 2007 Conferences PDF 239KB
RBA Conference Volume 1994
https://www.rba.gov.au/publications/confs/1994/pdf/gruen-shuetrim.pdf

Internationalisation and the Macroeconomy | Conference – 1994

11 Jul 1994 Conferences
David Gruen and Geoffrey Shuetrim
The second effect is a direct price effect. The real exchange rate appreciation makes imports cheaper. ... Clearly, the demand effect acts to increase domestic inflation while the direct price effect acts to reduce it.
https://www.rba.gov.au/publications/confs/1994/gruen-shuetrim.html

Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates

14 Aug 2015 Submissions PDF 905KB
The study found that direct debit payments had the lowest resource costs, while cheques were the. ... For example, direct debit. payments incur fewer resources, reflecting automatic debiting of funds and few manual processing.
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-matters-relating-to-credit-card-interest-rates-2015-08.pdf

Financial Markets, Institutions and Liquidity

19 Dec 2013 Conferences PDF 290KB
RBA Conference Volume 2013
https://www.rba.gov.au/publications/confs/2013/pdf/allen-carletti.pdf