Search: lender
RBA Glossary definition for lender
lender – A person or institution which provides loans on agreed terms to borrowers.
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The Household Cash Flow Channel of Monetary Policy
14 Dec 2016
RDP
PDF
1053KB
3. lender channel is ignored. For instance, if there are more lenders than borrowers in the economy. ... lender channel). While there are roughly similar shares of lenders and borrowers in the population,.
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-12.pdf
Liquidity Shocks and the US Housing Credit Crisis of 2007–2008
2 Feb 2015
RDP
PDF
756KB
the amount of financing available to mortgage lenders.I use the differential exposures of individual mortgage lenders to the collapse ofthe securitisation market in 2007 as a source of cross-lender ... applicants. Under. 4. this assumption, a reduction
https://www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-05.pdf
The Consequences of Low Interest Rates for the Australian Banking Sector
19 Dec 2022
RDP
PDF
1588KB
results from competition with lenders less reliant on deposit funding and the tendency for the yield. ... banks’ and non-bank lenders’ other funding sources. The TFF therefore likely contributed to greater competition for.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-08.pdf
Read me file for The Role of Collateral in Borrowing
17 Jan 2021
RDP
PDF
467KB
RDP 2021-01 supplementary information
https://www.rba.gov.au/publications/rdp/2021/2021-01/rdp-2021-01-read-me.pdf
SME Access to Intermediated Credit: What Do We Know and What Don't We Know? | Conference – 2015
19 Mar 2015
Conferences
Factoring. In factoring, the lender – known as the ‘factor’ – purchases accounts receivable from the borrower. ... Information from a consumer credit bureau appears to also be provided to potential lenders.
https://www.rba.gov.au/publications/confs/2015/udell.html
The Real Effects of Debt Covenants: Evidence from Australia
24 Oct 2022
RDP
PDF
1647KB
misalignment in incentives between lenders and borrowers (Stein 2003). This paper studies the. ... shareholders with those of lenders by putting restrictions on how much wealth is kept within the.
https://www.rba.gov.au/publications/rdp/2022/pdf/rdp2022-05.pdf
Introduction to Small Business Conditions and Finance
20 Aug 2015
Conferences
PDF
53KB
RBA Conference Volume 2015
https://www.rba.gov.au/publications/confs/2015/pdf/intro-2015.pdf
Results
11 Sep 2015
RDP
2015-01
banks, other authorised deposit-taking institutions (ADIs) and non-ADI lenders, such as mortgage originators). ... For example, some of these loan losses may be absorbed by lenders mortgage insurance.
https://www.rba.gov.au/publications/rdp/2015/2015-01/results.html
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Promoting Liquidity: Why and How?
27 Oct 2008
RDP
2008-06
Research Discussion Papers contain the results of economic research within the Reserve Bank
https://www.rba.gov.au/publications/rdp/2008/2008-06.html
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Fiscal, Monetary and Macroprudential Regimes: Incentives-Values Compatibility in Constitutional Democracies
28 Dec 2022
Conferences
PDF
375KB
RBA Annual Conference 2022
https://www.rba.gov.au/publications/confs/2022/pdf/rba-conference-2022-tucker.pdf