Search: credit risk/exposure
RBA Glossary definition for credit risk/exposure
credit risk/exposure – The risk that a counterparty will not settle an obligation for full value, either when due or thereafter. In 'exchange-for-value' systems, the risk is generally defined to include replacement risk (the risk of having to replace a contract at a potentially unfavourable price) and principal risk.
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Applications for Authorisation in Relation to 3D Secure – February 2016 | Payments System | Submissions
8 May 2024
Submissions
According to data published by APCA, total losses from fraudulent debit, credit and charge card transactions on cards issued and/or acquired in Australia amounted to $465 million in 2014/15, ... Because cardholders are generally insulated from the impact
https://www.rba.gov.au/publications/submissions/payments-system/applications-for-authorisation-re-3d-secure/index.html
Reforms to the Payment Systems (Regulation) Act 1998
20 Dec 2023
Submissions
PDF
306KB
way that best contributes to: controlling risk in the financial system; promoting the efficiency of the. ... that merchants choosing to accept Mastercard or Visa credit cards are not obliged by scheme rules to.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/treasury-consultation-on-reforms-to-the-psra-submission-07-07-2023.pdf
List of tables | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions
6 Sep 1996
Submissions
Insurance agents and brokers. SSAs: building societies, credit unions. AFIC: special service providers. ... ISC. ASC. Complaints Body. ABIO, separate schemes for building societies and credit unions.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/tables.html
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf
Inquiry into Mobile Payment and Digital Wallet Financial Services – July 2021 | Payments System | Submissions
8 May 2024
Submissions
These wallets enable consumers to make contactless (and in some cases online) payments with a smartphone or other consumer device using a digital representation of their debit and/or credit cards. ... and credit cards, meaning NFC payments can generally
https://www.rba.gov.au/publications/submissions/payments-system/inquiry-into-mobile-payment-and-digital-wallet-financial-services/index.html
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates – August 2015 | Financial Sector | Submissions
1 May 2012
Submissions
Submission to the Senate Inquiry into Matters Relating to Credit Card Interest Rates - August 2015
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-matters-relating-to-credit-card-interest-rates-2015-08/
Submission to the ACCC: eBay and PayPal – 2 May 2008
18 Jul 2008
Submissions
PDF
16KB
Submission to the ACCC: eBay and PayPal
https://www.rba.gov.au/publications/submissions/payments-system/ebay-and-paypal/pdf/ebay-and-paypal.pdf
Submission to the Inquiry into Family Business in Australia - October 2012
31 Oct 2012
Submissions
PDF
784KB
Parliamentary Joint Committee on Corporations and Financial Services
https://www.rba.gov.au/publications/submissions/financial-sector/pdf/inquiry-family-business-2012.pdf
65 Martin Place Sydney NSW 2000 GPO Box 3947 ...
23 Apr 2020
Submissions
PDF
580KB
3 The Bank’s 2016 Consumer Payments Survey found that most credit card holders do not receive a net. ... However, the NPP does not currently provide access to some account types, including credit card and loan accounts.
https://www.rba.gov.au/publications/submissions/payments-system/pdf/future-directions-for-the-consumer-data-right.pdf
Background on the Australian Listed Equity Market | Financial Sector | Submissions
17 Sep 2021
Submissions
Graph 7. Equity markets generally offer a higher average return than safe assets, such as bonds, because investors need to be compensated for the additional risk that is associated with equities. ... 9). The introduction of franking credits in the 1980s
https://www.rba.gov.au/publications/submissions/financial-sector/background-on-the-australian-listed-equity-market-2021-09/index.html