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RBA Glossary definition for bill rate
bill rate – The bill rate is the effective yield to maturity earned by the holder of a bill. The yield is usually expressed as a per annum rate.
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Note on Bank Fees on Small Businesses
22 Sep 2003
Submissions
PDF
379KB
This category of fees rose by 23 per cent in the year, compared with a rise in lending to small business (excluding bills) of 13 per cent, suggesting that the rate ... rate available to households.3 Interest rates on various types of loans to small
https://www.rba.gov.au/publications/submissions/financial-sector/notes-on-bank-fees-on-small-businesses/pdf/notes-on-bank-fees-on-small-businesses.pdf
List of graphs | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
Graph 23: Indicator Rates on Small Business Variable-rate Loans. ... Graph 28: Average Rates on Major Banks' Outstanding Lending and Funding.
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/graphs.html
Submission to the Inquiry into Access of Small Business to Finance
26 Mar 2010
Submissions
PDF
455KB
Access of Small Business to Finance
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-access-of-small-business-to-finance-2010/pdf/inquiry-access-of-small-business-to-finance-2010.pdf
Fee Income | Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector |…
30 Nov 2010
Submissions
The results show that while banks' income from domestic banking fees has grown at an average rate of just over 10 per cent since 1997, growth in fees has been significantly ... Second, there was a repricing of credit and liquidity risks on loans and bank
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/fee-income.html
What are Interest Margins? | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
A similar approach is to compare a particular lending rate with a measure of the average cost of funds. ... Their liabilities comprise interest-bearing deposits, non-interest bearing deposits (where deposits include all debt liabilities), bill acceptances
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/what-are-interest-margins.html
Productivity Commission Inquiry on First Home Ownership
14 Nov 2003
Submissions
PDF
438KB
1.4 Rents and vacancy rates ……………………………… 19. 1.5 Owner-occupation rates ……………………………… 21. ... much stronger position to compete than first-time buyers. 2. 5. Mortgage interest rates have been relatively
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/pdf/inquiry-productivity-commission-on-first-home.pdf
International Comparisons of Bank Branches -- An Update - April 1998
15 Jun 2004
Submissions
PDF
198KB
Customers can use their debit and credit cards at the post offi ce to access their bank accounts for deposits, withdrawals, account balance enquiries and payments for credit card bills; they ... As in the case of ATMs, the number of EFTPOS terminals per
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-branches/pdf/international-comparisons-of-bank-branches.pdf
Protection of Depositors | Supplementary Submission to the Financial System Inquiry – 13 January 1997 | Financial Sector | Submissions
13 Jan 1997
Submissions
chase the highest interest rate regardless of risk) and bank management to take excessive risks in lending (in order to be able to offer the highest interest rates). ... The major difference would be that it would be unfunded, with the Government picking
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-supplement-1997/protection-of-depositors.html
Evolution of the Banking System | Submission to the Inquiry into the Australian Banking Industry – January 1991 | Financial Sector |…
1 Jan 1991
Submissions
interest rate ceilings on deposits and loans (including zero interest on normal cheque accounts);. ... rates. Rates on Certificates of Deposit and bank bills, for example, reached 25 per cent in June 1974 and 23 per cent in April 1982 – higher than
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/evolution-of-the-banking-system.html
Factors Behind the Recent Rise in House Prices | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003…
1 Nov 2003
Submissions
prices, even though the rate of immigration is now higher than five years ago. ... Another influence on mortgage rates in Australia has been increased competition in the financial sector since deregulation, resulting in a significant compression of
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/factors-behind-recent-rise-in-house-prices.html