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RBA Glossary definition for Sub-prime mortgage

Sub-prime mortgage – While there is no precise definition of sub-prime mortgages, in the United States, they are typically loans made to borrowers with impaired credit histories, which might include one or more payment defaults, a previous loan foreclosure, or bankruptcy.

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Appendix A: Trends in the Australian Financial System | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector |…

6 Sep 1996 Submissions
There was some overlap with banking functions in the provision of mortgage lending by life offices, which helped to satisfy the demand for mortgages unmet by banks. ... The third and most recent example of specialist competition is the growth of mortgage
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-a.html

List of tables | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
none. (a) Based on business cheque accounts. Table 2: Typical First Mortgage Fees on Home Loans.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/tables.html

List of tables | Submission to the Productivity Commission Inquiry on First Home Ownership – November 2003 | Housing and Housing Finance |…

1 Nov 2003 Submissions
June quarter 2003. Mortgage interest rates (per cent). – nominal. 13.3. ... 2. Net rental yield (Property Council of Australia). 3. Average gross rental yield in England and Wales (Paragon Mortgages Buy-to-Let Index).
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-productivity-commission-on-first-home/tables.html

Submission to the Inquiry into Competition within the Australian Banking Sector – November 2010 | Financial Sector | Submissions

30 Nov 2010 Submissions
Submission to the Inquiry into Competition within the Australian Banking Sector - November 2010
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/

Introduction | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
In line with the specific markets highlighted in the Terms of Reference, the submission examines mortgage lending, consumer deposits and small and medium enterprise (SME) lending in more detail. ... Chapter 4 discusses several important recent influences
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/introduction.html

References | Submission to the Productivity Commission Inquiry – September 2017 | Financial Sector | Submissions

6 Sep 2017 Submissions
APRA (2015), ‘APRA increases capital adequacy requirements for residential mortgage exposures under the internal ratings-based approach’, Media Release No 15.19, 20 July. ... Kent C (2017), ‘Some Innovative Mortgage Data’, in, Moody's Analytics
https://www.rba.gov.au/publications/submissions/financial-sector/competition-in-the-financial-system/references.html

Effect of the Guarantee Arrangements | Joint Submission from the RBA and APRA to the Inquiry into Bank Funding Guarantees – July 2009 |…

1 Jul 2009 Submissions
Available data show a significant outflow from mortgage trusts in October 2008, and the fall would have been larger if the majority of large funds had not suspended redemptions in the ... month. However, the trend of outflows from mortgage trusts was
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-bank-funding-guarantees/effect-guarantee.html

Submission to the 13th Series Review of the Consumer Price Index

9 Mar 2010 Submissions PDF 151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/prices/pdf/13th-series-review-of-cpi.pdf

Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector – May 2012 | Financial Sector | Submissions

1 May 2012 Submissions
Submission to the Inquiry into the Post-Global Financial Crisis Banking Sector - May 2012
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-post-gfc-banking-sector-2012/

Abbreviations | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions

1 Mar 2014 Submissions
CMBS. Commercial mortgage-backed securities. COIN. Community of Interest Network. CPA. Certified Public Accountant. ... LCR. Liquidity coverage ratio. LMI. Lenders mortgage insurer. LVR. Loan-to-valuation ratios.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/abbreviations.html