Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Developments and Innovation in the Payments System | Submission to the Financial System Inquiry – March 2014 | Financial Sector |…
1 Mar 2014
Submissions
interests of end users, while having regard to the stability of the UK financial system. ... In practice, the schemes have set a large number of different interchange fee rates for different types of transactions, with the weighted average interchange
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/developments-and-innovation.html
Submission to the Inquiry into Foreign Investment in Residential Real Estate
28 May 2014
Submissions
PDF
293KB
Inquiry into Foreign Investment in Residential Real Estate
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/pdf/inquiry-foreign-investment-in-residential-real-estate.pdf
Appendix C: Should Bank Supervision Be Carried Out by the Central Bank or by a Separate Authority? | Submission to the Financial System…
6 Sep 1996
Submissions
Will they pass on to their customers the full increase in official interest rates? ... On the other hand, they became extremely risk averse in the 1990-to-1993 period, despite the lowest interest rates for 20 years.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/appendix-c.html
Superannuation | Submission to the Financial System Inquiry – March 2014 | Financial Sector | Submissions
1 Mar 2014
Submissions
More recently, the low interest rate environment globally may have reduced the attractiveness of annuities for potential buyers. ... Second, given the low interest rate environment globally in recent years, investors are increasingly ‘searching for
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/superannuation.html
Background Notes for Opening Remarks to Senate Select Committee on Housing Affordability in Australia, Melbourne, 24 April 2008
24 Apr 2008
Submissions
PDF
149KB
Inquiry into Housing Affordability in Australia
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/pdf/housing-affordability-in-australia.pdf
Submission to the 13th Series Review of the Consumer Price Index
9 Mar 2010
Submissions
PDF
151KB
Consumer Price Index
https://www.rba.gov.au/publications/submissions/labour-market-and-inflation/pdf/13th-series-review-of-cpi.pdf
Inquiry into home loan lending practices and processes
30 Aug 2007
Submissions
PDF
114KB
Papers submitted to House of Representatives Standing Committee on Economics, Finance and Public Administration's Inquiry into home loan lending practices and processes
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/inquiry-home-loan-lending-practices-and-processes/pdf/inquiry-home-loan-lending-practices-and-processes.pdf
House Prices | Background Notes for Opening Remarks to Inquiry into Housing Affordability in Australia – April 2008 | Housing and Housing…
24 Apr 2008
Submissions
Two common elements in the countries that experienced rapid house price increases were financial innovation (which greatly increased the access of households to finance) and relatively low interest rates (which reduced ... The latter is true not only for
https://www.rba.gov.au/publications/submissions/housing-and-housing-finance/housing-affordability-in-australia/house-prices.html
Supplementary Submission to the Financial System Inquiry August 2014
26 Aug 2014
Submissions
PDF
339KB
Financial System Inquiry
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-08/pdf/financial-system-inquiry-2014-08.pdf
Sectoral Trends in Funding Patterns in the Australian Economy | Submission to the Financial System Inquiry – March 2014 | Financial Sector…
1 Mar 2014
Submissions
generated funds, and the greater attractiveness of debt financing due to the low level of global interest rates. ... About two-thirds of lending to small businesses is through commercial bills and other loans with variable interest rates.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-2014-03/sectoral-trends-in-funding-patterns.html