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RBA Glossary definition for overnight loans

overnight loans – Loans, which are recallable, repayable or renegotiable the next day, usually by 11.00 am.

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Senate Economics References Committee Inquiry into Competition within the Australian Banking Sector

6 Dec 2010 Submissions PDF 261KB
Inquiry into Competition within the Australian Banking Sector
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-within-australian-banking-sector-2010/pdf/inquiry-competition-within-australian-banking-sector-2010.pdf

Submission to the Financial System Inquiry - 6 September 1996 (Published as Occasional Paper No. 14)

25 Jul 2013 Submissions PDF 604KB
A recent well-publicised case of this concerned theSavings and Loans institutions in the US.). ... At the same time, services previously offered in apackage (eg housing loans and savings accounts) are being unbundled.
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/pdf/financial-system-inquiry-1996.pdf

Housing Finance | Submission to the inquiry into Competition in the Banking and Non-Banking Sectors – July 2008 | Financial Sector |…

10 Jul 2008 Submissions
These loans have been available since the mid 1990s and typically have a maximum LVR of 80–90 per cent, and a maximum loan term of 30 years. ... shared appreciation loans, where, rather than paying interest, the borrower surrenders a proportion of any
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-competition-in-banking-and-non-banking-sector/housing-finance.html

HANDOUT PREPARED FOR STANDING COMMITTEE ON ECONOMICS 22 SEPTEMBER 2016

21 Sep 2016 Submissions PDF 386KB
RBA estimate of average rate paid on existing loans. Sources: ABS; APRA; Banks' websites; Perpetual; RBA. ... 30. %. 0. 10. 20. 30. %. Graph 12: Refinancing ApprovalsShare of housing loan approvals.
https://www.rba.gov.au/publications/submissions/financial-sector/handout-standing-committee-on-economics-2016-09-22/pdf/handout-standing-committee-on-economics-2016-09-22.pdf

Banking Industry.indd

7 Jun 2004 Submissions PDF 522KB
One is to take the difference between a selected deposit rate and a selected loan rate. ... This presumption is diffi cult to test because of the controlled interest rate loans remaining in banks’ housing loan portfolios and the lack of data on which
https://www.rba.gov.au/publications/submissions/financial-sector/inquiry-australian-banking-industry/pdf/inquiry-australian-banking-industry.pdf

What are Interest Margins? | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions

1 Aug 1994 Submissions
Interest income results from banks charging more on their loans than they pay on their deposits. ... Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business indicator lending rate and the
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/what-are-interest-margins.html

International Comparisons of Bank Margins - August 1994

18 Jun 2004 Submissions PDF 166KB
average interest rate charged for loans and the average interest rate paid on deposits. ... b) “Marginal” measures. 11. Sometimes a representative loan rate and a representative deposit rate are compared, such as the gap between the business
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/pdf/international-comparisons-of-bank-margins.pdf

Some Other Prudential Supervision Issues | Submission to the Financial System Inquiry – 6 September 1996 | Financial Sector | Submissions

6 Sep 1996 Submissions
Bank-owned finance companies have moved away from their consumer finance origins: their balance sheets are now dominated by business loans and commercial leasing. ... The RBA also sets net overnight position limits on their foreign exchange exposures and
https://www.rba.gov.au/publications/submissions/financial-sector/financial-system-inquiry-1996/some-other-prudential-supervision-issues.html

The Australian Economy and Financial Markets

2 May 2024 Chart Pack PDF 5792KB
The Australian Economy and Financial Markets - May 2024
https://www.rba.gov.au/chart-pack/pdf/chart-pack.pdf

Interest Rates | Chart Pack

6 Sep 2023 Chart Pack
A set of graphs on Interest Rates from the Chart Pack
https://www.rba.gov.au/chart-pack/interest-rates.html