Search: Net interest margin
RBA Glossary definition for Net interest margin
Net interest margin – A measure of the difference between a bank�s interest earnings and interest expenses, expressed as a proportion of their interest-earning assets.
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The Role of Superannuation in the Financial Sector and in Aggregate Saving: A Review of Recent Trends
19 Apr 2007
RDP
PDF
960KB
Source: Interest and net contributions, from Annual National Accounts, ABS. Assets and valuation effects, see Appendix. ... Indeed, a plausible case could be made that the net of all these effects is close to zero, given that the private sector's net
https://www.rba.gov.au/publications/rdp/1991/pdf/rdp9112.pdf
Housing Prices, Mortgage Interest Rates and the Rising Share of Capital Income in the United States
25 May 2016
RDP
PDF
1165KB
include net interest paid and net current transfer payments (or insurance settlements); ‘Rental income of persons’ is the. ... owner is the net imputed rent (gross imputed rent less mortgage interest payments).
https://www.rba.gov.au/publications/rdp/2016/pdf/rdp2016-04.pdf
Credit Supply and Demand and the Australian Economy
31 Jan 2006
RDP
PDF
637KB
As the economy enters a downturn corporate net worth falls, raising agency costs and hence the loan rate relative to the riskless interest rate. ... Such outcomes are theoretically plausible, because loan demand is influenced by the level of interest
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9208.pdf
Global Trends
31 Dec 2006
RDP
2006-12
This has reduced interest margins on housing loans, lowering real interest rates paid by mortgage borrowers. ... NZ. Increased competition; expansion in fixed-rate loans. Reduction in interest margins; increased capacity to pay.
https://www.rba.gov.au/publications/rdp/2006/2006-12/global-trends.html
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Wage Growth Puzzles and Technology
21 Sep 2018
RDP
PDF
1423KB
prices and increase profit margins rather than passing most of it on to their workforce in higher. ... confidence in keeping interest rates lower for longer. A fair amount of work has been done on how the growing take-up of information and.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-10.pdf
Financial Intermediation and Securities Markets
1 Oct 1996
RDP
9605
This has typically involved very low fees for transactions services, with bank revenue essentially coming from the net interest margin, a system often described as one involving ‘implicit’ interest payments to ... No. 6203.0 and Reserve Bank of
https://www.rba.gov.au/publications/rdp/1996/9605/financial-intermediation-and-securities-markets.html
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The Cash Market in Australia
31 Jan 2006
RDP
PDF
245KB
Bnt = net sales of securities by authorised dealers to banks and non-banks. ... The net opening surplus of the market itself reflects a number of factors:.
https://www.rba.gov.au/publications/rdp/1992/pdf/rdp9214.pdf
Trends in the Australian Banking System: Implications for Financial System Stability and Monetary Policy
1 Dec 2009
RDP
PDF
156KB
The banks attempted to rebuild their balance sheet positions by maintainingrelatively high margins. ... 15. housing loan approvals.8 This has placed downward pressure on housing loaninterest rate margins, with the margin between the standard rate paid on
https://www.rba.gov.au/publications/rdp/1999/pdf/rdp1999-05.pdf
DSGE Reno: Adding a Housing Block to a Small Open Economy Model
1 Apr 2018
RDP
2018-04
relatively high sensitivity of housing investment to changes in interest rates (e.g. ... t. is the nominal interest rate factor, and starred variables denote foreign quantities.
https://www.rba.gov.au/publications/rdp/2018/2018-04/full.html
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Emergency Liquidity Injections
1 Oct 2019
RDP
2019-10
Banks would never become distressed if securities could always be liquidated at net present value. ... r. P. 1. >. r. P. 2. , but equal interest rates across the two policies.
https://www.rba.gov.au/publications/rdp/2019/2019-10/full.html
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