Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Appendix: Data Sources and Methods
1 Aug 1988
RDP
8805
Bulletin. ; historical series are available on the Bulletin Database. The monthly data are averaged for each quarter, to form a better representation of the average interest rate prevailing in the quarter. ... Data for real interest rates are calculated
https://www.rba.gov.au/publications/rdp/1988/8805/appendix.html
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Domestic Financial Conditions
10 Nov 2023
SMP
– November 2023
Domestic Financial Conditions | Statement on Monetary Policy – November 2023
https://www.rba.gov.au/publications/smp/2023/nov/domestic-financial-conditions.html
Affine Endeavour: Estimating a Joint Model of the Nominal and Real Term Structures of Interest Rates in Australia
22 Feb 2018
RDP
PDF
1672KB
policy. Expectations for real interest rates, particularly a long way into the future, provide. ... rates, which some use as a measure of the neutral real interest rate, have declined somewhat over.
https://www.rba.gov.au/publications/rdp/2018/pdf/rdp2018-02.pdf
Economic Conditions
7 May 2024
SMP
– May 2024
Economic Conditions | Statement on Monetary Policy – May 2024
https://www.rba.gov.au/publications/smp/2024/may/economic-conditions.html
Data Description
21 Jun 2023
RDP
2023-05
To examine the impact of interest rates on banks' profitability, we rely on confidential bank-level data. ... NIMs and ROAs against the change in interest rates for the mean bank in all countries.
https://www.rba.gov.au/publications/rdp/2023/2023-05/data-description.html
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Australia’s Real Exchange Rate – Is it Explained by the Terms of Trade or by Real Interest Differentials?
30 Nov 2009
RDP
PDF
530KB
These graphs provide some evidence that in the most recent period, relatively high Australian real interest rates have tended to keep the real exchange rate high. ... Mishkin (1987) agrees with their conclusions and states even more strongly that
https://www.rba.gov.au/publications/rdp/1991/pdf/rdp9108.pdf
List of tables
10 Nov 2007
SMP
– November 2007
7.27. – fixed-rate. 9. 1. 1. 2. 6.82. Small loans. (b). ... 3. 4. 5. 7.88. (a) Interest rates are RBA estimates. (b) Large loans are those greater than $2 million; small loans are those less than $2 million.
https://www.rba.gov.au/publications/smp/2007/nov/tables.html
In Brief: Statement on Monetary Policy – May 2024
7 May 2024
SMP
Labour market conditions have eased but unemployment remains low. Earlier interest rate rises and weak spending by consumers is likely to weigh on economic growth this year. ... The path to return inflation to target will be bumpy. How interest rates
https://www.rba.gov.au/publications/smp/2024/may/
Risk Effects Versus Monetary Effects in the Determination of Short-term Interest Rates
19 Nov 2012
RDP
PDF
451KB
that the real interest rate is expressed as a deviation from a steady state. ... of these real interest rates can only be reconciled with the pure consumption.
https://www.rba.gov.au/publications/rdp/1987/pdf/rdp8708.pdf
Domestic Financial Conditions
4 Aug 2023
SMP
– August 2023
Domestic Financial Conditions | Statement on Monetary Policy – August 2023
https://www.rba.gov.au/publications/smp/2023/aug/domestic-financial-conditions.html