Search Results
10 Mar 2005
FSR
– March 2005
Most of the decline occurred by 1997, with the spread being stable over recent years as standard variable mortgage rates have generally moved in lock-step with the cash rate. ... This has compressed margins since banks' funding costs are determined, in
https://www.rba.gov.au/publications/fsr/2005/mar/fin-intermed.html
10 Sep 2008
FSR
– September 2008
Mortgage originators have, on average, increased their advertised rates by around 80 basis points more than the increase in the cash rate. ... than the increase in the cash rate, over the same period.
https://www.rba.gov.au/publications/fsr/2008/sep/aus-fin-sys.html
21 Apr 2017
FSR
– April 2017
Review. , and is now above the rate for owner-occupier housing credit in six-month-ended annualised terms. ... the levels prevailing pre-crisis, despite a large decline in risk-free rates.
https://www.rba.gov.au/publications/fsr/2017/apr/aus-fin-sys.html
10 Sep 2006
FSR
– September 2006
The average interest rate on these accounts is 5.8 per cent, only slightly below the current cash rate of 6 per cent. ... sector. Bank deposits are currently growing at an annual rate of around 10 per cent, compared to rates of around 5 per cent
https://www.rba.gov.au/publications/fsr/2006/sep/fin-intermed.html
24 Sep 2012
FSR
– September 2012
PDF
267KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/house-bus-bal-sheet.pdf
10 Mar 2007
FSR
– March 2007
world. Over this period, the world economy has grown at well above its long-run trend rate and both short- and long-term interest rates have been below average, and at ... This has been more evident in larger loans, with the spread to the cash rate for
https://www.rba.gov.au/publications/fsr/2007/mar/mac-fin-env.html
10 Mar 2004
FSR
– March 2004
This shift is largely explained by the move to a low-inflation/low-interest-rate environment, which significantly increased the capacity of households to borrow. ... In the past few years, Australian firms have become more exposed to fluctuations in
https://www.rba.gov.au/publications/fsr/2004/mar/mac-env.html
10 Sep 2005
FSR
– September 2005
In North America, household debt is currently growing at around the fastest rate for more than a decade, and while growth rates in household debt have recently eased in Australia, New ... In most other capital cities, prices have risen, albeit at much
https://www.rba.gov.au/publications/fsr/2005/sep/mac-fin-env.html
10 Sep 2005
FSR
– September 2005
The average online interest rate is currently 5.4 per cent, just below the cash rate of 5 per cent, with a number of banks offering interest rates at or above ... the cash rate (to which many loan rates are implicitly linked).
https://www.rba.gov.au/publications/fsr/2005/sep/fin-intermed.html
10 Sep 2006
FSR
– September 2006
The process is most advanced in the United States, with the Federal Reserve having increased official interest rates for a 17th consecutive time in June; the federal funds rate now stands ... years. In part, this is explained by the wider availability of
https://www.rba.gov.au/publications/fsr/2006/sep/mac-fin-env.html