Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
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4.1 Focus Topic: Scenario Analysis of the Resilience of Mortgagors and Businesses to Higher Inflation and Interest Rates
22 Mar 2024
FSR
– March 2024
4.1 Focus Topic: Scenario Analysis of the Resilience of Mortgagors and Businesses to Higher Inflation and Interest Rates | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/focus-topic-scenario-analysis-of-the-resilience-of-mortgagors-and-businesses-to-higher-inflation-and-interest-rates.html
Financial Stability Review - September 2009
23 Sep 2009
FSR
- September 2009
PDF
816KB
https://www.rba.gov.au/publications/fsr/2009/sep/pdf/0909.pdf
The Australian Financial System
21 Nov 2022
FSR
- October 2021
PDF
1155KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/03-australian-financial-system.pdf
The Australian Financial System
20 Oct 2017
FSR
– October 2017
the effective increase in capital requirements for smaller ADIs will be around 50 basis points. ... applied from mid 2016) and their Tier 1 capital ratio will be around 6 percentage points higher than before the financial crisis.
https://www.rba.gov.au/publications/fsr/2017/oct/aus-fin-sys.html
Box B: The Housing Market Slowdown in the Netherlands
10 Sep 2004
FSR
– September 2004
In November 1999, the European Central Bank raised the policy rate by 50 basis points, the first part of a cumulative 225 basis point tightening (Graph B2). ... In contrast, in the following three years, real consumption fell. The shift is reflected in
https://www.rba.gov.au/publications/fsr/2004/sep/box-b.html
The Australian Financial System
10 Mar 2008
FSR
– March 2008
This compares with an average spread of 10 basis points in recent years. ... In recent years, ‘discounts’ of at least 70 basis points have been common.
https://www.rba.gov.au/publications/fsr/2008/mar/aus-fin-sys.html
Box C: Recent Developments in Australian Banks’ Capital Position and Return on Equity
13 Oct 2016
FSR
October 2016
PDF
233KB
https://www.rba.gov.au/publications/fsr/2016/oct/pdf/box-c.pdf
The Australian Financial System
10 Mar 2009
FSR
– March 2009
More recently, this spread has narrowed significantly to currently be around 30 basis points. ... guaranteed bonds trading at spreads of 190 basis points (including the guarantee fee; Graph 47).
https://www.rba.gov.au/publications/fsr/2009/mar/aus-fin-sys.html
Box A: The Australian Asset-backed Commercial Paper Market
10 Sep 2007
FSR
– September 2007
Once the paper is extended, the issuer pays a higher rate (often an extra 25 basis points) to the current holders and the paper is repayable by a fixed maturity date, ... Accordingly, if these lines of credit were all drawn, the aggregate capital ratio
https://www.rba.gov.au/publications/fsr/2007/sep/box-a.html
The Australian Financial System
8 Oct 2021
FSR
– October 2021
The impact on the CET1 ratios of the three major banks that have started share buybacks is expected to be a decline of between 35 and 130 basis points. ... The resulting projected capital depletion for large and mid-sized banks is around 3 percentage
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html