Search: basis point
RBA Glossary definition for basis point
basis point – A basis point is 1/100th of 1 per cent or 0.01 per cent, so 100 basis points (bps) is equal to 1 percentage point. The term is used in money and securities markets to define differences in interest or yield. If an interest rate were to increase from 2 per cent to 3 per cent, it is said to have risen by 100 basis points (bps) or one percentage point.
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Financial Stability Review
4 Nov 2020
FSR
- October 2020
PDF
3339KB
https://www.rba.gov.au/publications/fsr/2020/oct/pdf/financial-stability-review-2020-10.pdf
Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
Overview
4 Oct 2019
FSR
– October 2019
The cash rate has been cut by 75 basis points since May, and financial markets expect further easing will be needed to achieve the Bank's inflation and employment objectives. ... On an internationally comparable basis, Australian banks' Tier 1 capital
https://www.rba.gov.au/publications/fsr/2019/oct/overview.html
The Australian Financial System
25 Apr 2023
FSR
- April 2023
PDF
1051KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/02-australian-financial-system.pdf
The Australian Financial System
10 Feb 2020
FSR
- April 2017
PDF
1611KB
https://www.rba.gov.au/publications/fsr/2017/apr/pdf/aus-fin-sys.pdf
Box D: Stress Testing at the Reserve Bank
20 Oct 2017
FSR
– October 2017
Table D2: Sensitivity of CET1 Capital Ratios to Key Variables. Deviation in CET1 ratio from baseline scenario; in basis points.
https://www.rba.gov.au/publications/fsr/2017/oct/box-d.html
Box C: Recent Developments in Australian Banks' Capital Position and Return on Equity
20 Oct 2016
FSR
– October 2016
The study highlighted APRA's conservative application of the international capital framework, with the major banks' aggregate CET1 ratio around 300 basis points higher when reported on an internationally comparable basis. ... Most lenders increased their
https://www.rba.gov.au/publications/fsr/2016/oct/box-c.html
Box B: Interest-only Mortgage Lending
21 Apr 2017
FSR
– April 2017
For example, the four major banks have announced, on average, an 18 basis point premium for IO owner-occupier loans and a 15 basis point premium for IO investor loans (in
https://www.rba.gov.au/publications/fsr/2017/apr/box-b.html
Box B: Foreign Currency Exposure and Hedging Practices of Australian Banks
24 Mar 2010
FSR
- March 2010
PDF
136KB
https://www.rba.gov.au/publications/fsr/2010/mar/pdf/box-b.pdf
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
Estimates based on current profits suggest that for each 100 basis point increase in the average variable business lending rate, relative to the start of the current tightening cycle, the ... weighted share of listed companies with a low ICR would
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html