Search: Real interest rate
RBA Glossary definition for Real interest rate
Real interest rate – The real interest rate refers to the cost of borrowing money (i.e. the nominal interest rate) net of inflation. It takes account of the fact that part of the nominal interest that borrowers pay to lenders represents compensation for anticipated inflation. The remaining �real� component better reflects the economic cost of borrowing and the return to lending.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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The Global Financial Environment
8 Apr 2022
FSR
– April 2022
Higher inflation and interest rates, and lower real income growth, would also pose risks for households and businesses with high debt burdens. ... Higher interest rates and the war in Ukraine have triggered a decline in financial asset prices.
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html
2. Resilience of Australian Households and Businesses
9 Oct 2023
FSR
- October 2023
PDF
1571KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/02-household-business-finances-in-australia.pdf
The Global Financial Environment
9 Oct 2020
FSR
– October 2020
This includes mandating an increase in bank lending to micro- and small-enterprises (MSEs) at favourable interest rates and loan forbearance until March 2021, which has limited the increase in NPLs. ... Long-term interest rates are expected to remain at
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
Box D: Stress Testing and Australian Bank Resilience
7 Oct 2022
FSR
– October 2022
Higher inflation and higher interest rates on mortgages squeeze households real incomes, making it more difficult to service debt, which could lead to more defaults and larger credit losses for banks. ... GDP growth slows as higher interest rates weigh
https://www.rba.gov.au/publications/fsr/2022/oct/box-d-stress-testing-and-australian-bank-resilience.html
The Australian Financial System
21 Nov 2022
FSR
- October 2022
PDF
1212KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/03-australian-financial-system.pdf
Household and Business Finances
8 Apr 2022
FSR
– April 2022
Sizeable interest rate buffers are built into loan serviceability assessments, which are designed to ensure that borrowers are able to service higher interest rates (based on their financial situation at the ... Key reasons for this are that many of
https://www.rba.gov.au/publications/fsr/2022/apr/household-business-finances.html
5.1 Focus Topic: Vulnerabilities in China's Financial System
6 Oct 2023
FSR
– October 2023
5.1 Focus Topic: Vulnerabilities in China's Financial System | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-vulnerabilities-in-chinas-financial-system.html
Financial Stability Review - September 2011
22 Sep 2011
FSR
- September 2011
PDF
1902KB
https://www.rba.gov.au/publications/fsr/2011/sep/pdf/0911.pdf
Box A: Recent International Bank Failures – Causes, Regulatory Responses and Implications
6 Apr 2023
FSR
– April 2023
Box A: Recent International Bank Failures – Causes, Regulatory Responses and Implications | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/box-a-recent-international-bank-failures-causes-regulatory-responses-and-implications.html