Search: Nominal interest rate
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RBA Glossary definition for Nominal interest rate
Nominal interest rate – The nominal interest rate refers to the cost of borrowing money before adjustment for inflation i.e. it includes compensation for the expected erosion of the value of the borrowed funds due to inflation. It is the cost visible to the borrower, and is composed of the real interest rate plus inflation.
RBA Glossary definition for interest rate
interest rate – The term used to describe the cost of borrowing money or the return to the owner of the funds which are invested or lent out. It is usually expressed as a percent per annum of the amount of money borrowed, lent or invested.
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Financial Stability Review – September 2008
13 Oct 2008
FSR
– September 2008
PDF
692KB
https://www.rba.gov.au/publications/fsr/2008/sep/pdf/0908.pdf
The Global Financial Environment
21 Nov 2022
FSR
- October 2022
PDF
1137KB
https://www.rba.gov.au/publications/fsr/2022/oct/pdf/01-global-financial-environment.pdf
The Macroeconomic and Financial Environment
10 Mar 2005
FSR
– March 2005
The impact of low nominal interest rates on borrowing decisions is most evident in the data on household credit growth. ... Low nominal interest rates have not provided the same strong impetus to borrowing by businesses and to commercial property prices.
https://www.rba.gov.au/publications/fsr/2005/mar/mac-fin-env.html
Financial Stability Review
18 Nov 2022
FSR
- October 2021
PDF
3266KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/financial-stability-review-2021-10.pdf
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Better interest rate 23.3Better loan conditions 25.1Extension of loan period 5.1Home renovation 9.5Other purchase (e.g. ... Foremost amongst these is the decline in nominal interest rates that has accompanied lower infl ation.
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
The Australian Financial System
10 Feb 2020
FSR
October 2017
PDF
926KB
https://www.rba.gov.au/publications/fsr/2017/oct/pdf/aus-fin-sys.pdf
The Global Financial Environment
18 Nov 2022
FSR
- October 2021
PDF
913KB
https://www.rba.gov.au/publications/fsr/2021/oct/pdf/01-global-financial-environment.pdf
Financial Stability Review – September 2012
24 Sep 2012
FSR
– September 2012
PDF
1420KB
https://www.rba.gov.au/publications/fsr/2012/sep/pdf/0912.pdf
The Australian Financial System
20 Oct 2017
FSR
– October 2017
In contrast to household loans, aggregate business loan performance has improved further, supported by low interest rates. ... This tends to push shadow banks using this business model to lend to borrowers with lower credit quality that pay higher
https://www.rba.gov.au/publications/fsr/2017/oct/aus-fin-sys.html
Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers
6 Apr 2023
FSR
– April 2023
Box B: Scenario Analysis on Indebted Households' Spare Cash Flows and Prepayment Buffers | Financial Stability Review – April 2023
https://www.rba.gov.au/publications/fsr/2023/apr/box-b-scenario-analysis-on-indebted-households-spare-cash-flows-and-prepayment-buffers.html