Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Financial Stability Review - September 2005
26 Sep 2005
FSR
- September 2005
PDF
494KB
https://www.rba.gov.au/publications/fsr/2005/sep/pdf/0905.pdf
Box C: Interest Rate Risk in the Australian Financial System
10 Feb 2020
FSR
April 2018
PDF
638KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/box-c.pdf
The Australian Financial System
9 Oct 2020
FSR
– October 2020
to 0.8 per cent of the value of their total loans outstanding. ... Loan performance is expected to deteriorate as these support measures are unwound and banks are required to make a more considered assessment of whether deferred loans are
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
The Global and Macro-financial Environment
6 Oct 2023
FSR
– October 2023
The Global and Macro-financial Environment | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/global-financial-environment.html
Box D: Non-bank Lending for Property
12 Apr 2019
FSR
– April 2019
on other loans are typically much closer to those charged by banks (Graph D2). ... The margins on loans priced at these rates tend to be small, but the presence of higher-quality loans makes it easier to sell RMBS.
https://www.rba.gov.au/publications/fsr/2019/apr/box-d.html
List of tables | International Comparisons of Bank Margins – August 1994 | Bank Fees and Margins | Submissions
1 Aug 1994
Submissions
International Comparisons of Bank Margins – August 1994 List of tables. ... none. (a) Based on business cheque accounts. Table 2: Typical First Mortgage Fees on Home Loans.
https://www.rba.gov.au/publications/submissions/financial-sector/international-comparisons-of-bank-margins/tables.html
Financial Stability Assessment
22 Mar 2024
FSR
– March 2024
Financial Stability Assessment | Financial Stability Review – March 2024
https://www.rba.gov.au/publications/fsr/2024/mar/financial-stability-assessment.html
Box B: Variable Interest Rates on Housing Loans
25 Sep 2005
FSR
- March 2005
PDF
53KB
https://www.rba.gov.au/publications/fsr/2005/mar/pdf/box-b.pdf
3. Resilience of the Australian Financial System
9 Oct 2023
FSR
- October 2023
PDF
607KB
https://www.rba.gov.au/publications/fsr/2023/oct/pdf/03-australian-financial-system.pdf
5.4 Focus Topic: Interest Rate Risk
6 Oct 2023
FSR
– October 2023
5.4 Focus Topic: Interest Rate Risk | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/focus-topic-interest-rate-risk.html