Search: Net interest spread
RBA Glossary definition for Net interest spread
Net interest spread – A measure of the difference between a bank�s average rate of interest-bearing assets and its average rate of interest-bearing liabilities.
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Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
The Global Financial Environment
8 Apr 2022
FSR
– April 2022
More recently, net interest income has also been supported by considerable lending growth for some banks. ... Graph 1.7. Notwithstanding recent profitability, low interest rates have compressed bank net interest margins (NIMs) for several years in some
https://www.rba.gov.au/publications/fsr/2022/apr/global-financial-environment.html
List of tables
10 Sep 2008
FSR
– September 2008
Net interest income. 16.1. 17.7. 1.7. Net income from wealth management. ... Net profit before tax. 13.6. 11.5. 1.1. Net profit after tax and minority interests.
https://www.rba.gov.au/publications/fsr/2008/sep/tables.html
The Global Financial Environment
8 Apr 2021
FSR
– April 2021
The compression in spreads is despite an increase in corporate bond defaults and credit downgrades, which are expected to increase further. ... 5 years), the removal of interest deductibility for investors and measures to increase housing supply.
https://www.rba.gov.au/publications/fsr/2021/apr/global-financial-environment.html
The Global Financial Environment
8 Oct 2021
FSR
– October 2021
Sustained low interest rates will, however, continue to provide an incentive to borrow for housing. ... Banks' profitability is being constrained by narrowing net interest margins (NIMs) due to the prolonged low interest rate environment.
https://www.rba.gov.au/publications/fsr/2021/oct/global-financial-environment.html
The Australian Financial System
9 Oct 2020
FSR
– October 2020
Profits are also likely to be constrained by forecast weak credit growth and ongoing pressure on net interest margins. ... One factor weighing on the outlook for margins is the low interest rate environment, in particular as banks' hedges on their
https://www.rba.gov.au/publications/fsr/2020/oct/australian-financial-system.html
List of tables
10 Sep 2005
FSR
– September 2005
Income. Net interest income. 12.0. 12.8. 7.3. Net income from wealth management. ... b) Other market risks include commodity, equity, prepayment, volatility and credit spread risk.
https://www.rba.gov.au/publications/fsr/2005/sep/tables.html
Box C: Interest Rate Risk in the Australian Financial System
10 Apr 2018
FSR
– April 2018
In that instance, the spread banks earn when transforming short-term liabilities into long-term assets is reduced, so that even when long-term assets reprice, the increase in their interest ... While they enter into a wide range of derivative trades,
https://www.rba.gov.au/publications/fsr/2018/apr/box-c.html
The Australian Financial System
21 Nov 2022
FSR
- April 2022
PDF
981KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/03-australian-financial-system.pdf
Financial Stability Review
1 Apr 2004
FSR
PDF
611KB
ABS data suggest that, after a lengthy period as a net interest recipient, the household sector has been a net payer of interest over the past decade. ... The rising trend in net interest payments refl ects both the growing indebtedness of the household
https://www.rba.gov.au/publications/fsr/2004/mar/pdf/0304.pdf