Search: margin loans
RBA Glossary definition for margin loans
margin loans – Loans which are made to investors to purchase financial assets, usually equities or units in managed funds. These assets are used as security for the margin loan. Margin loan clients are required to keep the ratio of borrowings to the value of underlying security below a pre-arranged level. When the ratio goes above this level, lenders will make a margin call, requiring the borrower to either repay some of the loan or provide additional security to support the loan.
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Domestic Financial Conditions
8 May 2020
SMP
– May 2020
Major banks also lowered interest rates on unsecured loans to small and medium-sized businesses by up to 650 basis points following the government's announcement of the SME Loan Guarantee ... Loans extended under the Government's $40 billion SME loan
https://www.rba.gov.au/publications/smp/2020/may/domestic-financial-conditions.html
Resilience of Australian Households and Businesses
6 Oct 2023
FSR
– October 2023
Resilience of Australian Households and Businesses | Financial Stability Review – October 2023
https://www.rba.gov.au/publications/fsr/2023/oct/household-business-finances-in-australia.html
Box B: Recent Developments in Australia's Resource Exports
7 May 2009
SMP
- May 2009
PDF
442KB
https://www.rba.gov.au/publications/smp/2009/may/pdf/box-b.pdf
The Australian Financial System
8 Oct 2021
FSR
– October 2021
However, to date, losses have been minimal, and the share of loans that are non-performing has returned to pre-pandemic levels (Graph 3.2). ... banks' business loans exposure; these industries include electricity, agriculture, and oil and gas
https://www.rba.gov.au/publications/fsr/2021/oct/australian-financial-system.html
The Global Financial Environment
9 Oct 2020
FSR
– October 2020
In addition, some borrowers with deferred loans have continued to make loan repayments and there has also been a reduction in loans in forbearance in recent months due to the recovery ... This is despite recording increased impairment expenses to account
https://www.rba.gov.au/publications/fsr/2020/oct/global-financial-environment.html
Financial Stability Review
10 Feb 2020
FSR
April 2018
PDF
2840KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/financial-stability-review-2018-04.pdf
List of tables
10 Sep 2007
FSR
– September 2007
2006. 2007. Prime loans. Full-doc. >99. 96. 88. 88. 92. Low-doc. <. ... 7. Equities. 4.2. 6. Margin loans. 4.0. 6. Infrastructure bonds. 3.9.
https://www.rba.gov.au/publications/fsr/2007/sep/tables.html
Box A: Recent Developments in Net Interest Income in the Chinese Banking System
25 Sep 2013
FSR
September 2013
PDF
794KB
https://www.rba.gov.au/publications/fsr/2013/sep/pdf/box-a.pdf
Household and Business Finances in Australia
7 Oct 2022
FSR
– October 2022
May and October flowing through to variable loan payments and as fixed-rate loans roll off) (Graph 2.2). ... Just 5 per cent of loans in the Banks Securitisation Dataset were estimated to have an outstanding loan-to-valuation ratio (LVR) greater than
https://www.rba.gov.au/publications/fsr/2022/oct/household-business-finances-in-australia.html
Inflation
6 Dec 2023
SMP
- August 2023
PDF
2166KB
https://www.rba.gov.au/publications/smp/2023/aug/pdf/04-inflation.pdf