Search: lending and credit aggregates
RBA Glossary definition for lending and credit aggregates
lending and credit aggregates – Reserve Bank of Australia measures of lending and credit made available to the private non-finance sector (including public trading enterprises) or, the government sector by those financial intermediaries whose liabilities are included in broad money. Broad money is defined as currency plus bank current deposits of the private non-bank sector, plus all other bank deposits of the private non-bank sector plus borrowings from the private sector by non-bank financial intermediaries (NBFIs), less the latter's holdings of currency and bank deposits.
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Household and Business Finances in Australia
25 Apr 2023
FSR
- April 2023
PDF
1112KB
https://www.rba.gov.au/publications/fsr/2023/apr/pdf/03-household-business-finances.pdf
Financial Stability Review
10 Feb 2020
FSR
April 2018
PDF
2840KB
https://www.rba.gov.au/publications/fsr/2018/apr/pdf/financial-stability-review-2018-04.pdf
Financial Stability Review - March 2013
26 Mar 2013
FSR
- March 2013
PDF
2327KB
https://www.rba.gov.au/publications/fsr/2013/mar/pdf/0313.pdf
The Global Financial Environment
20 Oct 2015
FSR
– October 2015
The aggregate CET1 capital ratio for the broader banking system was stable at 10.5 per cent over the half year. ... Across the major markets, improving economic conditions and accommodative monetary policies, in conjunction with easier lending standards,
https://www.rba.gov.au/publications/fsr/2015/oct/global-fin-env.html
Household and Business Finances
21 Nov 2022
FSR
- April 2022
PDF
1082KB
https://www.rba.gov.au/publications/fsr/2022/apr/pdf/02-household-business-finances.pdf
Financial Stability Review - September 2004
6 Jan 2005
FSR
PDF
1099KB
Wider access by households to credit, the development of new loan products and rapid growth in lending to investors have contributed to an increase in credit risk in these portfolios, notwithstanding ... Consistent aggregate data on credit card loans
https://www.rba.gov.au/publications/fsr/2004/sep/pdf/0904.pdf
Heterogeneous Global Cycles ∗ Maryam Farboodi MIT Péter Kondor ...
2 Dec 2018
Research Workshop
PDF
3705KB
rule χ, in market m, and aggregate state θ. Expert s choice of the amount of credit she wants to. ... investors has to be sufficient to cover the aggregate credit demand by good firms.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-farboodi.pdf
Mortgage Prepayment and Path-Dependent Effects of Monetary Policy∗ David ...
20 Nov 2018
Research Workshop
PDF
691KB
modelof mortgage prepayment featuring endogenous borrowing, lending, consumption and pass-throughof short-rates to long-rates. ... 8% after the financial crisis due to Dodd-Frank related changes in lending standards.
https://www.rba.gov.au/publications/workshops/research/2018/pdf/rba-workshop-2018-berger.pdf
Financial Stability Review – September 2008
13 Oct 2008
FSR
– September 2008
PDF
692KB
https://www.rba.gov.au/publications/fsr/2008/sep/pdf/0908.pdf
The Australian Financial System
8 Apr 2021
FSR
– April 2021
Liaison indicates that credit quality at non-bank lenders has remained sound, both for lending to households and to businesses. ... Endnotes. See Garner M and A Suthakar (2021), ‘Developments in Banks' Funding Costs and Lending Rates’, RBA.
https://www.rba.gov.au/publications/fsr/2021/apr/australian-financial-system.html